195 Cooper Ln, Toronto, OH 43964 Property Records

Jefferson County property record for 195 Cooper Ln, Toronto, OH 43964

Property Summary

Property Type	Other Improved
Details	3 bd · 1 ba · 1,650 sqft · built 1920
Lot Size	106 acres (4,643,932 sqft)
Owner	2 Individual Names on File
Last Sale	$401,500 (May 2018)
Tax Bill	$2,772 (2025)
Deeds & Mortgages	May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-00538-000`

Property Details

APN / Parcel Number

Primary APN	`09-00538-000`
Alternative APN	`00538`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,650 sqft Total Area
1st Floor Area	825 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Other
Lot Area	4,643,932 sqft (106 acres)
Garage Area	672 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard

Location & Zoning

Street Address	195 COOPER LN
City	TORONTO
State	OH
Zip	43964-7756
Property Category	Other
Property Type	Other > Other Improved
Legal Description	2 7 11 9 LAND 106.6107A MAP-09-11-8 COMB W09-00537
Jurisdiction	JEFFERSON OH
Township / Civil Division	ISLAND CREEK
Census Block Group	4
Census Block	4018
Census Tract	11401

Owner

195 Cooper Ln is owned and occupied by two individuals who bought it in May 2018.

Source: Jefferson County records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	195 COOPER LN, TORONTO, OH 43964-7756
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2018 · Amount on File
Deed Sale	May 16, 2018 · Amount on File
Deed Document Number	2018332745
Deed Book / Page	1304 / 825
Record Updated	Oct 29, 2026

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON OH
Recording Date	May 16, 2018
Property Address	195 COOPER LN, TORONTO, OH 43964-7756
Document Number	001304/825
Book / Page	1304 / 825
Instrument Date	May 14, 2018
Instrument	332745
Transaction Type	Transfer
Record Updated	Apr 1, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	19 KINGS DR, STEUBENVILLE, OH 43952-7075

Mortgage

Document Number	0000332746
Date	May 16, 2018
Instrument	332746

Lender

Name	FARM CREDIT MID AMERICA FLCA
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 195 Cooper Ln was $2,772 with a homeowner's exemption.

Source: Jefferson County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Jefferson County
County Subdivision	Island Creek Township
Unified School District	Edison Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,772.00	$119,616 (-) Land $82,467 Building $37,149
2024	$2,772.00 Homeowner's exemption	$119,616 Land $82,467 Building $37,149	$341,760 Land $235,620 Building $106,140
2022	$3,252.00 Homeowner's exemption	$96,188 Land $68,688 Building $27,500
2021			$274,820 Land $196,250 Building $78,570

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 195 Cooper Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 5, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 195 Cooper Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON CO W AND S DISTRICT - M serves 13,983 people · EPA ID OH4101103
Water Source	Purchased surface water from TORONTO PWS
Last State Inspection	Jan 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Jefferson County Cable Cable	400 / 40
Verizon Fixed Wireless	300 / 20
Smart Way Communications Fixed Wireless	250 / 50

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