195 Cool Wind Dr, Salisbury, NC 28146 Property Records

Rowan County property record for 195 Cool Wind Dr, Salisbury, NC 28146

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,422 sqft · built 2004
Lot Size	0.56 acres (24,394 sqft)
Owner	2 Individual Names on File
Last Sale	$239,000 (Jun 2021)
Tax Bill	$1,592 (2026)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Sep 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`359K032`

Property Details

APN / Parcel Number

Primary APN	`359K032`
Alternative APN	`6173810`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,422 sqft Living Area
1st Floor Area	1,422 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Lot Area	24,394 sqft (0.56 acres)
Garage Area	526 sqft
Porch	Porch
Porch Area	105 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	195 COOL WIND DR
City	SALISBURY
State	NC
Zip	28146-6321
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3:SINGLE
Legal Description	L5 WIND RIDGE .56AC
Legal Subdivision	WIND RIDGE
Jurisdiction	ROWAN NC
Township / Civil Division	LITAKER
Census Block Group	3
Census Block	3012
Census Tract	51101

Owner

195 Cool Wind Dr is owned and occupied by two individuals who bought it in June 2021.

Source: Rowan County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	195 COOL WIND DR, SALISBURY, NC 28146-6321
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2021	Warranty Deed, Transfer · Conventional Mortgage CERTAINTY HOME LOANS LLC
Sep 8, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2021 · Amount on File
Deed Sale	Jun 30, 2021 · Amount on File
Prior Sale	Mar 4, 2005 · Amount on File
Deed Book / Page	1378 / 558
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Jun 30, 2021
Property Address	195 COOL WIND DR, SALISBURY, NC 28146-6321
Document Number	0013780558
Book / Page	1378 / 558
Map Reference	MB 9995 PG 5091
Instrument Date	Jun 30, 2021
Transaction Type	Transfer
Record Updated	Nov 4, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$478.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1570 MORGAN RD, 1570, GOLD HILL, NC 28071-4604

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 COOL WIND DR, SALISBURY, NC 28146-6321

Mortgage

Document Number	0001378559
Date	Jun 30, 2021
Instrument	1378/559

Lender

Name	CERTAINTY HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	195 COOL WIND DR, SALISBURY, NC 28146-6321
Document Number	0012960948
Instrument Date	Sep 8, 2017
Transaction Type	Mortgage
Record Updated	Aug 25, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE - PLATINUM

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 COOL WIND DR SALISBURY NC 281466321, SALISBURY, NC 28146-6321

Mortgage

Document Number	0012960948
Date	Sep 25, 2017
Book Page	001296/000948

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 24, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 195 Cool Wind Dr was $1,592.

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,592.00	$237,747 Land $28,000 Building $209,747	$237,747 Land $28,000 Building $209,747
2023	$1,592.00	$237,747 Land $28,000 Building $209,747	$237,747 Land $28,000 Building $209,747

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 195 Cool Wind Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 195 Cool Wind Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
Windstream DSL	200 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cool Wind Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures