195 Commerce St, McCall, ID 83638 Property Records

Valley County property record for 195 Commerce St, McCall, ID 83638

Property Summary

Property TypeCommercial
Details3,960 sqft · built 2002
Lot Size0.323 acres (14,070 sqft)
OwnerCompany Name on Record
Tax Bill$2,758 (2025)
Deeds & MortgagesApr 2023 Mortgage
Flood ZoneZone X (minimal risk)
APNRPM03930000130

Property Details

APN / Parcel Number

Primary APNRPM03930000130
Alternative APN
  • 746945

Interior

Building Area3,960 sqft Building Perimeter
1st Floor Area3,960 sqft

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Lot Area14,070 sqft (0.323 acres)
Lot Dimensions187 ft deep x 75 ft wide

Location & Zoning

Street Address195 COMMERCE ST
CityMCCALL
StateID
Zip83638-5042
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionPAYETTE LAKE COMMERCIAL CENTER LOT 13 BOWES & CO.
Legal SubdivisionPAYETTE LAKE COMMERCIAL CENTER
Legal Block4
Legal Lot Number13
JurisdictionVALLEY ID
Township / Civil DivisionMCCALL
Census Block Group4
Census Block4091
Census Tract970200

Owner

Source: Valley County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 2257, MCCALL, ID 83638-2257
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 26, 2024
Deed SaleAug 26, 2024
Prior SaleAug 26, 2024
Deed Document Number2024464807
Record UpdatedSep 20, 2026

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVALLEY ID
Recording DateApr 21, 2023
Property Address195 COMMERCE ST, MCCALL, ID 83638-5042
Document Number0000456565
Map ReferenceDOC 193672
Instrument DateApr 17, 2023
Instrument456565
Transaction TypeTransfer
Record UpdatedSep 1, 2023
Title CompanyNOT AVAILABLE, FLYING S T&E MCCALL

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 2257, MCCALL, ID 83638-2257

Mortgage

Document Number0000456566
DateApr 21, 2023
Instrument456566
Lender
NameSCOTT BOWES & ANNE MCKEE FAMILY TRU
TypeSeller
Agreement
TypeSeller Carry-Back
AmountAmount Recorded
Term122 Months
DueJun 10, 2033

Tax Assessment & Valuation

Source: Valley County assessment roll, as of August 14, 2026

Property Jurisdictions

TypeName
StateIdaho
CountyValley County
MunicipalityMcCall City
Unified School DistrictMcCall-Donnelly Joint School District 421 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$559,267 (+1.68%) Land $200,303 Building $358,964$559,267 (+1.68%) Land $200,303 Building $358,964
2025$2,758.00 (+2.6%)$550,016 (+0.26%) Land $193,842 Building $356,174$550,016 (+0.26%) Land $193,842 Building $356,174
2023$2,688.00 (-20.47%)$548,574 Land $215,379 Building $333,195$548,574 Land $215,379 Building $333,195
2022$3,380.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 87% of Idaho
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MCCALL
serves 4,423 people · EPA ID ID4430033
Water SourceSurface water
Last State InspectionSep 2025
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2024
Haloacetic acids
resolved · Jul 2024
Turbidity
resolved · Jul 2023
Treatment and ProcedureLead public education
Mar 2024
Monitoring and Reporting35
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable
1,000 / 50

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