195 Cold Spring Rd, Barrington, IL 60010 Property Records

Lake County property record for 195 Cold Spring Rd, Barrington, IL 60010

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,750 sqft · built 1972
Lot Size	0.53 acres (23,074 sqft)
Owner	2 Individual Names on Record
Last Sale	$800,000 (Oct 2025)
Tax Bill	$17,749 (2024)
Deeds & Mortgages	Feb 2023 Line of Credit Oct 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-31-407-028`

Property Details

APN / Parcel Number

Primary APN	`14-31-407-028`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,750 sqft Living Area
Gross Area	5,179 sqft
1st Floor Area	2,055 sqft
Upper Floors Area	1,695 sqft
Basement Area	877 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Lot Area	23,074 sqft (0.53 acres)
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	20 sqft
Deck Area	Deck Area
Patio Area	520 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	195 COLD SPRING RD
City	BARRINGTON
State	IL
Zip	60010-3513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOX POINT UNIT SIX LOT 602
Legal Subdivision	FOX POINT UNIT SIX
Legal Lot Number	602
Legal Unit	6
Jurisdiction	LAKE IL
Township / Civil Division	ELA
Census Block Group	3
Census Block	3007
Census Tract	864411

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	195 COLD SPRING RD, BARRINGTON, IL 60010-3513
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2023	Deed of Trust, Mortgage · Line of Credit BARRINGTON BANK & TRUST COMPANY NA
Oct 14, 2025	Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Jun 11, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2025 · Amount on Record
Deed Sale	Oct 14, 2025 · Amount on Record
Prior Sale	Feb 7, 2003 · Amount on Record
Deed Document Number	20258127811
Prior Transfer Date	Jun 2, 2020
Prior Transfer Doc	0007663145
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	195 COLD SPRING RD, BARRINGTON, IL 60010-3513
Transaction Type	Mortgage
Record Updated	Nov 4, 2025
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007957238
Date	Feb 6, 2023
Instrument	7957238

Lender

Name	BARRINGTON BANK & TRUST COMPANY NA
Type	Bank
Address	BARRINGTON, IL 60010

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Change Frequency	Monthly

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	LAKE IL
Recording Date	Oct 14, 2025
Property Address	195 COLD SPRING RD, BARRINGTON, IL 60010-3513
Document Number	0008127811
Map Reference	DOC 1357213
Instrument Date	Aug 27, 2025
Instrument	8127811
Transaction Type	Transfer
Record Updated	Nov 4, 2025
Title Company	UNKNOWN, CT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	195 COLD SPRING RD, BARRINGTON, IL 60010-3513

Mortgage

Document Number	0008127812
Date	Oct 14, 2025
Instrument	8127812

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2055

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE IL
Recording Date	Jun 11, 2020
Property Address	195 COLD SPRING RD, BARRINGTON, IL 60010-3513
Document Number	0007663145
Instrument Date	Jun 2, 2020
Instrument	7663145
Transaction Type	Transfer
Record Updated	Jun 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	195 COLD SPRING RD BARRINGTON IL 600103513, BARRINGTON, IL 60010-3513

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Barrington Village
County	Lake County
County Subdivision	Ela Township
Unified School District	Barrington Community Unit School District 220 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$273,916 (+6.5%) Land $46,728 Building $227,188	$821,830 (+6.5%) Land $140,198 Building $681,632
2024	$17,749.00 (+13.7%)	$257,201 (+8.93%) Land $43,876 Building $213,325	$771,680 (+8.93%) Land $131,641 Building $640,039
2023	$15,611.00 (+2.12%)	$236,125 (+10.26%) Land $40,281 Building $195,844	$708,446 (+10.26%) Land $120,855 Building $587,591
2022	$15,287.00	$214,145 Land $39,502 Building $174,643	$642,499 Land $118,518 Building $523,981

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–2008)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BARRINGTON serves 10,327 people · EPA ID IL0974080
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	13 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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