195 Co Rd 961, Jemison, AL 35085 Property Records

Chilton County property record for 195 Co Rd 961, Jemison, AL 35085

Property Summary

Property Type	Other Improved
Details	1 ba · 2,304 sqft · built 2006
Lot Size	1.97 acres (85,930 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Aug 2022)
Tax Bill	$311 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Jan 2025 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0608270000010026`

Property Details

APN / Parcel Number

Primary APN	`0608270000010026`
Alternative APNs	`27217` `94897`

Interior

Full Baths	1 Bath
Building Area	2,304 sqft Base Area
1st Floor Area	2,304 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Mobile Home
Lot Area	85,930 sqft (1.97 acres)
Lot Dimensions	319 ft deep x 268 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Cabin	Cabin

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	27217
Street Address	195 COUNTY ROAD 961
City	JEMISON
State	AL
Zip	35085-6078
Property Category	Other
Property Type	Other > Other Improved
Legal Description	LOT !7! WILLOW LANE ESTATES S 90 PG 1 S27 T23 R13
Legal Range	13
Legal Township	23
Legal Section	27
Legal Subdivision	WILLOW LANE ESTATE
Legal Lot Number	7
Jurisdiction	CHILTON AL
Township / Civil Division	JEMISON
Census Block Group	1
Census Block	1024
Census Tract	60404

Owner

195 Co Rd 961 is owned and occupied by an individual who bought it in August 2022.

Source: Chilton County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	195 COUNTY ROAD 961, JEMISON, AL 35085-6078
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2024	Deed of Trust, Mortgage · FHA Mortgage ESSEX MORTGAGE
Jan 6, 2025	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Aug 28, 2015	Deed of Trust, Mortgage NOT AVAILABLE
May 19, 2026	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Aug 15, 2022	Warranty Deed, Transfer · FHA Mortgage HOMETOWN LENDERS INC
Mar 14, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2022 · Amount on File
Deed Sale	Aug 15, 2022 · Amount on File
Prior Sale	Mar 14, 2022 · Amount on File
Deed Document Number	2022247858
Deed Book / Page	2022 / 247858
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHILTON AL
Property Address	195 COUNTY ROAD 961, JEMISON, AL 35085-6078
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	SERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LOAN MOD SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 COUNTY ROAD 961, JEMISON, AL 35085-6078

Mortgage

Document Number	R2024/259071
Date	Mar 29, 2024
Book Page	R2024/259071
Instrument	259071

Lender

Name	ESSEX MORTGAGE
Type	Mortgage Company
Address	1417 N MAGNOLIA AVE, OCALA, FL 34475

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	342 Months
Due	Sep 1, 2052

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHILTON AL
Property Address	195 COUNTY ROAD 961, JEMISON, AL 35085-6078
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	SERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LOAN MOD SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 COUNTY ROAD 961, JEMISON, AL 35085-6078

Mortgage

Document Number	R2025/264747
Date	Jan 6, 2025
Book Page	R2025/264747
Instrument	264747

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME
Type	Non-Lending Institution
Address	451 7TH ST SW, WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	332 Months
Due	Sep 1, 2052

August 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHILTON AL
Property Address	195 COUNTY ROAD 961, JEMISON, AL 35085-6078
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	R2015/194905
Date	Aug 28, 2015
Book Page	R2015/194905
Instrument	194905

Lender

Name	NOT AVAILABLE

Agreement

Amount	Amount on Record

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHILTON AL
Recording Date	May 19, 2026
Property Address	195 COUNTY ROAD 961, JEMISON, AL 35085-6078
Document Number	R2026/275026
Book / Page	2026 / 275026
Instrument Date	Mar 17, 2026
Instrument	2026275026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 COUNTY ROAD 961, JEMISON, AL 35085-6078

Mortgage

Document Number	0000275026,
Date	May 19, 2026
Book Page	2026/275026
Instrument	2026275026

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	316 Months
Due	Sep 1, 2052

Interest

Rate	6.01%
Max Rate	-1%

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHILTON AL
Recording Date	Aug 15, 2022
Property Address	195 COUNTY ROAD 961, JEMISON, AL 35085-6078
Document Number	R2022/247858
Book / Page	R2022 / 247858
Map Reference	SL 90 PG 1
Instrument Date	Aug 3, 2022
Instrument	247858
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	195 COUNTY ROAD 961, JEMISON, AL 35085-6078

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 GARY SPRINGS CIR, CENTREVILLE, AL 35042-6534

Mortgage

Document Number	0000247859
Date	Aug 15, 2022
Instrument	247859

Lender

Name	HOMETOWN LENDERS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Mortgage

Document Number	R2022/247860
Date	Aug 15, 2022
Book Page	R2022/247860
Instrument	247860

Lender

Name	HOMETOWN LENDERS INC
Type	Mortgage Company
Address	HUNTSVILLE, AL 35806

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Sep 1, 2032

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHILTON AL
Recording Date	Mar 14, 2022
Property Address	195 COUNTY ROAD 961, JEMISON, AL 35085-6078
Document Number	R2022/244510
Book / Page	R2022 / 244510
Map Reference	SL 90 PG 1
Instrument Date	Mar 7, 2022
Instrument	244510
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9230 CAMP OLIVER RD, ADGER, AL 35006-1010

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 COUNTY ROAD 961, JEMISON, AL 35085-6078

Tax Assessment & Valuation

The 2025 property tax bill for 195 Co Rd 961 was $311.

Source: Chilton County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Chilton County
Unified School District	Chilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$311.00	$19,300 (-) Land $4,000 Building $15,300	$96,500 Land $20,000 Building $76,500
2024	$311.00 (+5.07%)	$19,300 (+4.32%) Land $4,000 Building $15,300
2023	$296.00 (+96.03%)	$18,500 (+273.74%) Land $3,200 Building $15,300	$96,500 (+94.95%) Land $20,000 Building $76,500
2022	$151.00	$4,950 Land $1,600 Building $3,350	$49,500 Land $16,000 Building $33,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 195 Co Rd 961 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 195 Co Rd 961 is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 60% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEMISON WATER WORKS serves 4,365 people · EPA ID AL0000219
Water Source	Purchased groundwater from several systems
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Central Access Fiber	2,000 / 2,000
Brightspeed Fiber	2,000 / 2,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE only, no 5G reported

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