195 Co Rd 307, Centre, AL 35960 Property Records

Cherokee County property record for 195 Co Rd 307, Centre, AL 35960

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,620 sqft · built 2016
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Individual Names on File
Last Sale	$276,000 (Jun 2025)
Tax Bill	$2,304 (2026)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-13-09-30-0-000-006.021`

Property Details

APN / Parcel Number

Primary APN	`13-13-09-30-0-000-006.021`
Alternative APNs	`ALT APN:1309300000006021` `212018` `215575`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,620 sqft Living Area
1st Floor Area	1,620 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	19,602 sqft (0.45 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	102 sqft
Deck Area	144 sqft

Location & Zoning

Account Number	215575
Street Address	195 COUNTY ROAD 307
City	CENTRE
State	AL
Zip	35960-8368
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 PINEY VIEW SUBDIVISION 14/4
Legal Range	10E
Legal Township	10S
Legal Section	30
Legal Subdivision	PINEY VIEW SUBDIVISION
Legal Lot Number	12
Jurisdiction	CHEROKEE AL
Township / Civil Division	CENTRE
Census Block Group	2
Census Block	2007
Census Tract	956000

Owner

195 Co Rd 307 is owned and occupied by two individuals who bought it in June 2025.

Source: Cherokee County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	195 COUNTY ROAD 307, CENTRE, AL 35960-8368
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2022	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MTG CORP
Apr 20, 2021	Warranty Deed, Transfer · Conventional Mortgage ACOPIA LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2025 · Amount on File
Deed Sale	Jun 3, 2025 · Amount on File
Prior Sale	Jul 22, 2022 · Amount on File
Deed Document Number	2025238917
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Jul 22, 2022
Property Address	195 COUNTY ROAD 307, CENTRE, AL 35960-8368
Document Number	0000225426
Map Reference	PB 14 PG 4
Instrument Date	Jul 20, 2022
Instrument	225426
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	195 COUNTY ROAD 307, CENTRE, AL 35960-8368

Mortgage

Document Number	0000225427
Date	Jul 22, 2022
Instrument	225427

Lender

Name	FAIRWAY INDEPENDENT MTG CORP

Agreement

Type	FHA Mortgage
Amount	Amount on Record

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Apr 20, 2021
Property Address	195 COUNTY ROAD 307, CENTRE, AL 35960-8368
Document Number	217739
Map Reference	PB 14 PG 4
Instrument Date	Apr 19, 2021
Instrument	217739
Transaction Type	Transfer
Record Updated	Dec 13, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 COUNTY ROAD 307, CENTRE, AL 35960-8368

Mortgage

Document Number	217740
Date	Apr 20, 2021
Instrument	217740

Lender

Name	ACOPIA LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 195 Co Rd 307 was $2,304 with a homeowner's exemption, up 171.7% from the year before.

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,304.00 (+171.7%)
2025	$848.00 (+5.6%) Homeowner's exemption	$21,460 (+5.2%) Land $1,220 Building $20,240	$214,400 (+5.1%) Land $12,100 Building $202,300
2024	$803.00 Additional exemption filed	$20,400 (-) Land $1,100 Building $19,300	$204,000 (-) Land $11,000 Building $193,000
2023	$803.00 (+5.66%) Homeowner's exemption	$20,400 (+5.26%)	$204,000 (+5.26%) Land $11,000 Building $193,000
2022	$760.00 Homeowner's exemption	$19,380 Land $1,100 Building $18,280	$193,800 Land $11,000 Building $182,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 195 Co Rd 307 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 195 Co Rd 307 is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 87% of Alabama
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	50 / 10

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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