195 Co Rd 278, Florence, AL 35633 Property Records

Lauderdale County property record for 195 Co Rd 278, Florence, AL 35633

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,801 sqft · built 1978
Lot Size2 acres (87,120 sqft)
OwnerIndividual Name on Record
Tax Bill$867 (2025)
Deeds & MortgagesAug 2024 Transfer
Flood ZoneZone X (minimal risk)
APN14-02-10-0-001-047-000

Property Details

APN / Parcel Number

Primary APN14-02-10-0-001-047-000
Alternative APNs
  • 086807
  • 110047
  • 32908
  • 86807

Interior

Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,801 sqft Living Area
1st Floor Area1,801 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Exterior MaterialStone
Foundation TypeRetaining Wall
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area87,120 sqft (2 acres)
Lot Dimensions420 ft deep x 130 ft wide
Pool TypeIn-Ground Vinyl Pool
Pool Area800 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number110047
Street Address195 COUNTY ROAD 278
CityFLORENCE
StateAL
Zip35633-4165
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code01
Legal Description130S X 420 IRR LOLT 2 AC/C IN THE NW/4 OF SE/4 SEC 10 T2S R12W BEG @ A PT 530S S OF NE COR OF NW/4 OF SE/4 THEN W 420 S 210 E
Legal Range12W
Legal Township02S
Legal Section10
JurisdictionLAUDERDALE AL
Township / Civil DivisionCLOVERDALE
Census Block Group2
Census Block2027
Census Tract11402

Owner

Source: Lauderdale County records, as of November 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address195 COUNTY ROAD 278, FLORENCE, AL 35633-4165
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 20, 2024
Deed SaleAug 20, 2024
Prior SaleMay 29, 2015 · Amount on Record
Deed Document Number0202433913
Deed Book / Page2024 / 33913
Record UpdatedJun 8, 2026

August 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLAUDERDALE AL
Recording DateAug 20, 2024
Property Address195 COUNTY ROAD 278, FLORENCE, AL 35633-4165
Document Number2024/33913
Book / Page2024 / 33913
Instrument DateJul 31, 2024
Transaction TypeTransfer
Record UpdatedNov 24, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address195 COUNTY ROAD 278, FLORENCE, AL 35633-4165

Tax Assessment & Valuation

Source: Lauderdale County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyLauderdale County
Unified School DistrictLauderdale County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$867.00 (+7.43%) Homeowner's exemption$26,420 (+6.96%)$273,900 (+10.96%) Land $45,900 Building $228,000
2024$807.00 (+2.93%) Homeowner's exemption$24,700 (+582.32%) Land $3,980 Building $20,720$246,840 (+9.17%) Land $39,700 Building $207,140
2023$784.00 (+19.51%) Homeowner's exemption$3,620 (-80.91%) Land $3,620$226,100 (+19.25%) Land $36,100 Building $190,000
2022$656.00 Homeowner's exemption$18,960$189,600 Land $28,200 Building $161,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2025)
Most Recent ClaimMar 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 77% of Alabama
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWEST LAUDERDALE CO, WATER & FPA
serves 15,681 people · EPA ID AL0000794
Water SourcePurchased surface water from several systems
Last State InspectionJul 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

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