195 Co Rd 202, Durango, CO 81301 Property Records

La Plata County property record for 195 Co Rd 202, Durango, CO 81301

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.75 ba · 3,576 sqft · built 2007
Lot Size	3.01 acres (131,116 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,080,000 (Mar 2013)
Tax Bill	$6,451 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Feb 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5597-031-00-178`

Property Details

APN / Parcel Number

Primary APN	`5597-031-00-178`
Alternative APN	`R429278`

Interior

Bedrooms	3 Beds
Full Baths	3.75 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,576 sqft Living Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Conventional
Lot Area	131,116 sqft
Garage Type	Detached
Garage Area	864 sqft
Porch	Unfinished Open Porch
Porch Area	594 sqft

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	R429278
Street Address	195 COUNTY ROAD 202
City	DURANGO
State	CO
Zip	81301-8632
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION: 3 TOWNSHIP: 36 RANGE: 9 LOT 2X-1, OUTWATER & LANG S/D & BA 195 CR 202 DURANGO 81301
Legal Range	09
Legal Township	36
Legal Section	03
Legal Subdivision	DURANGO
Legal Block	2
Legal Lot Number	2X-1
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	2
Census Block	2020
Census Tract	970705

Owner

Source: La Plata County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	195 COUNTY ROAD 202, DURANGO, CO 81301-8632
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2021	Deed of Trust, Mortgage · Commercial Mortgage BANK OF COLORADO
Feb 14, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF CO
May 21, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2013 · Amount on Record
Deed Sale	Mar 29, 2013 · Amount on Record
Deed Document Number	20131062853
Prior Transfer Date	Mar 28, 2013
Prior Transfer Doc	0001062854
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	195 COUNTY ROAD 202, DURANGO, CO 81301-8632
Transaction Type	Mortgage
Record Updated	Apr 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001190228
Date	Apr 9, 2021
Instrument	1190228

Lender

Name	BANK OF COLORADO
Type	Bank
Address	DURANGO, CO 81301

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	195 COUNTY ROAD 202, DURANGO, CO 81301-8632
Document Number	0001153647
Instrument Date	Feb 14, 2019
Transaction Type	Mortgage
Record Updated	Feb 27, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 COUNTY ROAD 202 DURANGO CO 813018632, DURANGO, CO 81301-8632

Mortgage

Document Number	0001153647
Date	Feb 20, 2019
Instrument	1153647

Lender

Name	BANK OF CO
Type	Bank
Address	DURANGO, CO 81301

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 19, 2039

Interest

Rate Type	Adjustable Rate

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	195 COUNTY ROAD 202, DURANGO, CO 81301-8632
Document Number	0001143470
Instrument Date	May 21, 2018
Transaction Type	Mortgage
Record Updated	Jun 8, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 COUNTY ROAD 202 DURANGO CO 813018632, DURANGO, CO 81301-8632

Mortgage

Document Number	0001143470
Date	May 25, 2018
Instrument	1143470

Lender

Name	BANK OF CO
Type	Bank
Address	DURANGO, CO 81301

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 24, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$127,040 (+4.86%) Land $33,640 Building $93,400	$1,938,320 (-) Land $513,260 Building $1,425,060
2025	$6,451.00 (+20.71%)	$121,150 (+14.34%) Land $32,080 Building $89,070	$1,938,320 (+22.56%) Land $513,260 Building $1,425,060
2024	$5,344.00 (+16.25%)
2023	$4,597.00 (+23.91%)	$105,960 (+25.22%) Land $29,150 Building $76,810	$1,581,550 (+29.9%) Land $435,100 Building $1,146,450
2022	$3,710.00	$84,620 Land $27,540 Building $57,080	$1,217,490 Land $396,200 Building $821,290

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	2 (2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 71% of Colorado
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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