195 Cloveridge Ct, Edgewater, FL 32141 Property Records

Volusia County property record for 195 Cloveridge Ct, Edgewater, FL 32141

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,662 sqft · built 1988
Lot Size0.415 acres (18,080 sqft)
OwnerIndividual Name on Record
Last Sale$86,800 (Jun 1995)
Tax Bill$1,992 (2025)
Deeds & MortgagesSep 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN8411-10-00-0110

Property Details

APN / Parcel Number

Primary APN8411-10-00-0110
Alternative APNs
  • 34181110000110
  • 4930582.0
  • 4930582

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,662 sqft Living Area
1st Floor Area1,662 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1989
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area18,080 sqft (0.415 acres)
Lot Dimensions160 ft deep x 113 ft wide
Garage Area513 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area1 sqft
PorchOpen Porch
Porch Area126 sqft
Patio Area723 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number4930582.0
Old Parcel Number34181110000110
Street Address195 CLOVERIDGE CT
CityEDGEWATER
StateFL
Zip32141-5841
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4
Legal DescriptionLOT 11 MEADOW LAKE SUB MB 41 PGS 115-116 INC PER OR 4013 PG 0121
Legal Range34E
Legal Township18S
Legal Section11
Legal SubdivisionMEADOW
Legal Tract10
Legal Lot Number11
JurisdictionVOLUSIA FL
Township / Civil DivisionNEW SMYRNA BEACH
Census Block Group1
Census Block1050
Census Tract83005

Owner

Source: Volusia County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address195 CLOVERIDGE CT, EDGEWATER, FL 32141-5841
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 15, 1995 · Amount on Record
Deed SaleJun 15, 1995 · Amount on Record
Deed Document Number0004013121
Deed Book / Page04013 / 00121
Prior Transfer DateJun 13, 1995
Prior Transfer Doc0401300121
Record UpdatedJun 8, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address195 CLOVERIDGE CT, EDGEWATER, FL 32141-5841
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0074492406
DateSep 20, 2017
Book Page7449/2406
Instrument2017-182106
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term180 Months
DueSep 5, 2032

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
MunicipalityEdgewater City
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,992.00 (+18.57%) Homeowner's exemption$137,042 (+5.99%)$312,490 (+1.81%) Land $54,523 Building $257,967
2023$1,680.00 (+3.07%) Homeowner's exemption$129,301 (+3%)$306,938 (+5.36%) Land $54,523 Building $252,415
2022$1,630.00 Homeowner's exemption$125,535$291,319 Land $54,523 Building $236,796

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 103 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies103 in force
Nearby Flood Claims17 (1995–2022)
Claims Outside the SFHA16 of 17
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 3 claims
  • Tropical Storm Fay, Aug 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF EDGEWATER
serves 28,552 people · EPA ID FL3640331
Water SourceGroundwater
Last State InspectionDec 2023
Lead5 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wire 3
Fiber
10,000 / 10,000
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL in parts of the area
100 / 20

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