195 Clearview St, Rutledge, TN 37861 Property Records

Grainger County property record for 195 Clearview St, Rutledge, TN 37861

Property Summary

Property Type	Single Family Home
Details	2.25 ba · 1,400 sqft · built 1996
Lot Size	91 acres (3,963,960 sqft)
Owner	2 Individual Names on File
Last Sale	$91,000 (Aug 2018)
Tax Bill	$710 (2025)
Deeds & Mortgages	Dec 2023 Second Mortgage Dec 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`029076F C 01100`

Property Details

APN / Parcel Number

Primary APN	`029076F C 01100`
Alternative APN	`076F C 01100`

Interior

Full Baths	2.25 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,400 sqft Living Area
1st Floor Area	952 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	3,963,960 sqft (91 acres)
Lot Dimensions	100 ft deep x 91 ft wide
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	221 sqft
Shed	1 Shed
Shed Area	546 sqft
Utility Building	180 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	195 CLEARVIEW ST
City	RUTLEDGE
State	TN
Zip	37861-4922
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 07, COUNTY AREA: G01
Legal Subdivision	CHEROKEE LAKE
Legal Block	C
Legal Lot Number	43
Jurisdiction	GRAINGER TN
Township / Civil Division	2
Census Block Group	1
Census Block	1019
Census Tract	500302

Owner

195 Clearview St is owned and occupied by two individuals who bought it in August 2018.

Source: Grainger County records, as of July 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	195 CLEARVIEW ST, RUTLEDGE, TN 37861-4922
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TENNESSEE STATE BANK
Dec 10, 2020	Warranty Deed, Transfer · Conventional Mortgage CONSUMER CU
Aug 27, 2018	Warranty Deed, Transfer · Line of Credit FIRSTBANK
Aug 25, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2018 · Amount on File
Deed Sale	Aug 27, 2018 · Amount on File
Prior Sale	Aug 25, 2017
Deed Document Number	20182308
Deed Book / Page	371 / 52
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAINGER TN
Property Address	195 CLEARVIEW ST, RUTLEDGE, TN 37861-4922
Transaction Type	Mortgage
Record Updated	Jan 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003404
Date	Dec 5, 2023
Book Page	419/1141
Instrument	23003404

Lender

Name	TENNESSEE STATE BANK
Type	Bank
Address	PIGEON FORGE, TN 37868

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAINGER TN
Recording Date	Dec 10, 2020
Property Address	195 CLEARVIEW ST, RUTLEDGE, TN 37861-4922
Document Number	0000011277
Book / Page	000390 / 000573
Instrument Date	Nov 25, 2020
Instrument	11277
Transaction Type	Transfer
Record Updated	Dec 18, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,432.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	223 MCHINNEY ST PERRYVILLE MD 21903, PERRYVILLE, MD 21903

Mortgage

Document Number	11278
Date	Dec 10, 2020
Book Page	000390/000575
Instrument	11278

Lender

Name	CONSUMER CU
Type	Credit Union
Address	MORRISTOWN, TN 37813

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 9, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.12%

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAINGER TN
Recording Date	Aug 27, 2018
Property Address	195 CLEARVIEW ST, RUTLEDGE, TN 37861-4922
Document Number	0000002308
Book / Page	000371 / 000052
Instrument Date	Aug 23, 2018
Instrument	2308
Transaction Type	Transfer
Record Updated	Sep 7, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$336.70
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4313 RAJ RD KNOXVILLE TN 379212930, KNOXVILLE, TN 37921-2930

Mortgage

Document Number	2309
Date	Aug 27, 2018
Book Page	000371/000055
Instrument	2309

Lender

Name	FIRSTBANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Aug 26, 2033

Interest

Rate Type	Adjustable Rate

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GRAINGER TN
Recording Date	Aug 25, 2017
Property Address	195 CLEARVIEW ST, RUTLEDGE, TN 37861-4922
Document Number	0000002112
Book / Page	000364 / 000111
Instrument Date	Aug 25, 2017
Instrument	2112
Transaction Type	Transfer
Record Updated	Sep 1, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3580 HIGHWAY 30 E JACKSON KY 41339, JACKSON, KY 41339

Tax Assessment & Valuation

The 2025 property tax bill for 195 Clearview St was $710.

Source: Grainger County assessment roll, as of January 29, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Grainger County
Unified School District	Grainger County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$710.00	$30,200 Land $3,875 Building $26,325
2023	$710.00 (+2.31%)	$30,200 (-) Land $3,875 Building $26,325
2022	$694.00	$30,200 Land $3,875 Building $26,325
2021			$120,800 Land $15,500 Building $105,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 195 Clearview St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 16, 2008

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 195 Clearview St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 52% of Tennessee
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAN STATION UTILITY DISTRICT serves 10,748 people · EPA ID TN0000041
Water Source	Purchased surface water from MORRISTOWN UTILITIES COMMISSION
Last State Inspection	Apr 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Trilight Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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