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195 Cherry St, Guyton, GA 31312 Property Records

Effingham County property record for 195 Cherry St, Guyton, GA 31312

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 1,736 sqft · built 2015
Lot Size0.96 acres (41,818 sqft)
OwnerIndividual Name on Record
Last Sale$125,000 (Feb 2021)
Tax Bill$1,352 (2025)
Deeds & MortgagesFeb 2021 Sale & Mortgage
Sep 2020 Foreclosure
Flood ZoneZone X (minimal risk)
APNG0130-014-000

Property Details

APN / Parcel Number

Primary APNG0130-014-000
Alternative APNs
  • 0046A077000
  • G0130014
  • 21636

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,736 sqft Gross Area

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Architectural StyleMobile/Manufactured
Exterior MaterialVinyl
Roof MaterialComposition Shingle
Lot Area41,818 sqft (0.96 acres)
Deck Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number21636
Street Address195 CHERRY ST
CityGUYTON
StateGA
Zip31312-4379
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeAR-1
Legal Description.964 AC LOTS 31- 38 BLK K PLT D152-B2
Legal SubdivisionHIGHLAND PARK
Legal BlockK
Legal Lot Number31-38
JurisdictionEFFINGHAM GA
Township / Civil DivisionGUYTON-SPRINGFIELD
Census Block Group4
Census Block4003
Census Tract30204

Owner

Source: Effingham County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address195 CHERRY ST, GUYTON, GA 31312-4379
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 24, 2021Warranty Deed, Transfer · FHA Mortgage
CARDINAL FINANCIAL
Sep 1, 2020Foreclosure

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 24, 2021 · Amount on Record
Deed SaleFeb 24, 2021 · Amount on Record
Prior SaleSep 1, 2020 · Amount on Record
Deed Document Number2021632
Deed Book / Page2668 / 245
Record UpdatedOct 29, 2026

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEFFINGHAM GA
Recording DateFeb 24, 2021
Property Address195 CHERRY ST # 31-38, 31-38, GUYTON, GA 31312-4379
Document Number002668/245
Book / Page2668 / 245
Instrument DateFeb 24, 2021
Instrument2021-000632
Transaction TypeTransfer
Record UpdatedMar 7, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address195 CHERRY ST, GUYTON, GA 31312-4379

Mortgage

Document Number0000002668/0000000248
DateMar 5, 2021
Book Page0000002668/0000000248
Instrument002530
Lender
NameCARDINAL FINANCIAL
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2051

September 2020: Foreclosure

Document TypeForeclosure
JurisdictionEFFINGHAM GA
Recording DateSep 1, 2020
Property Address195 CHERRY ST # 31-38, 31-38, GUYTON, GA 31312-4379
Document Number002624/347
Book / Page2624 / 347
Instrument DateSep 1, 2020
Instrument2020-002658
Transaction TypeForeclosure
Record UpdatedMar 7, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2015 MANHATTAN BEACH BLVD STE 100, 100, REDONDO BEACH, CA 90278-1230
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyEffingham County
MunicipalityGuyton City
Unified School DistrictEffingham County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$58,864 (-2.68%) Land $32,947 Building $25,917$147,160 (-2.68%) Land $82,368 Building $64,792
2025$1,352.00 (+12.2%) Homeowner's exemption$60,486 (+14.38%) Land $32,947 Building $27,539$151,215 (+14.38%) Land $82,368 Building $68,847
2024$1,205.00 (+100.83%) Homeowner's exemption$52,883 (+99.05%) Land $25,344 Building $27,539$132,207 (+99.04%) Land $63,360 Building $68,847
2023$600.00 (-44.85%) Homeowner's exemption$26,568 (-30.25%) Building $26,568$66,421 (-30.25%) Building $66,421
2022$1,088.00 Homeowner's exemption$38,088 Land $11,520 Building $26,568$95,221 Land $28,800 Building $66,421

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 80% of Georgia
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGUYTON
serves 2,394 people · EPA ID GA1030000
Water SourceGroundwater
Last State InspectionJan 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Planters Rural Telephone Cooperative
Fiber		8,000 / 8,000
Xfinity
Cable		2,000 / 250

May also be available: Hotwire Communications, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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