195 Charterhouse St, Falling Waters, WV 25419 Property Records

Berkeley County property record for 195 Charterhouse St, Falling Waters, WV 25419

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,680 sqft · built 2022
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on Record
Last Sale	$227,024 (Dec 2021)
Tax Bill	$1,754 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-7M-0111.0000`

Property Details

APN / Parcel Number

Primary APN	`02-7M-0111.0000`
Alternative APNs	`02-02-7M-0111.0000` `07245508`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,680 sqft Living Area
1st Floor Area	720 sqft

Exterior

Year Built	Built 2022
Exterior Material	Aluminum/Vinyl
Lot Area	2,178 sqft (0.05 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	07245508
Street Address	195 CHARTERHOUSE ST
City	FALLING WATERS
State	WV
Zip	25419-1580
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.05 AC LOT 195 PHZ 3 OVERLOOK AT RIVERSIDE PUD
Legal Lot Number	195
Jurisdiction	BERKELEY WV
Township / Civil Division	POTOMAC
Census Block Group	3
Census Block	3007
Census Tract	971101

Owner

Source: Berkeley County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	195 CHARTERHOUSE ST, FALLING WATERS, WV 25419-1580
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2021 · Amount on Record
Deed Sale	Dec 29, 2021 · Amount on Record
Deed Document Number	20210048026
Deed Book / Page	1373 / 581
Record Updated	Jun 8, 2026

December 2021: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	BERKELEY WV
Recording Date	Dec 29, 2021
Property Address	195 CHARTERHOUSE ST, FALLING WATERS, WV 25419-1580
Document Number	001373/581
Book / Page	1373 / 581
Map Reference	CAB 20 SL 144
Instrument Date	Dec 28, 2021
Instrument	20210048026
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,751.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 CHARTERHOUSE ST, FALLING WATERS, WV 25419-1580

Mortgage

Document Number	20210048027
Date	Dec 29, 2021
Instrument	20210048027

Lender

Name	INTEGRITY HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Berkeley County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,754.00 (+1.56%)	$144,300 (+5.58%) Land $39,360 Building $104,940	$240,500 (+5.58%) Land $65,600 Building $174,900
2023	$1,727.00	$136,680 Land $33,000 Building $103,680	$227,800 Land $55,000 Building $172,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	3 (1996–2025)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Nov 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250