Wethersfield Town property record for 195 Charter Rd, Wethersfield, CT 06109
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,941 sqft · built 1949 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $340,000 (Jul 2021) |
| Tax Bill | $10,882 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Jul 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WETH M:234 B:029 |
| Primary APN | WETH M:234 B:029 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,941 sqft Living Area |
| Gross Area | 3,613 sqft |
| Basement Area | 1,050 sqft |
| Unfinished Basement | 1,050 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,068 sqft (0.3 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 234029 |
|---|---|
| Street Address | 195 CHARTER RD |
| City | WETHERSFIELD |
| State | CT |
| Zip | 06109-4309 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Block | 29 |
| Jurisdiction | WETHERSFIELD CT |
| Township / Civil Division | ROCKY HILL |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 524200 |
Source: Wethersfield Town records, as of June 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 195 CHARTER RD, WETHERSFIELD, CT 06109-4309 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 9, 2021 | Deed of Trust, Mortgage · Balloon Mortgage QUICKEN LOANS INC |
| Jul 29, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC |
| Jun 10, 2019 | Deed of Trust, Mortgage QUAD CTY BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 29, 2021 · Amount on Record |
| Deed Sale | Jul 29, 2021 · Amount on Record |
| Deed Document Number | 20212021003445 |
| Deed Book / Page | 2131 / 939 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WETHERSFIELD CT |
| Property Address | 195 CHARTER RD, WETHERSFIELD, CT 06109-4309 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 002124-459 |
|---|---|
| Date | Apr 9, 2021 |
| Book Page | 2124/459 |
| Instrument | 2021001477 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | May 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WETHERSFIELD CT |
| Recording Date | Jul 29, 2021 |
| Property Address | 195 CHARTER RD, WETHERSFIELD, CT 06109-4309 |
| Document Number | 002131-939 |
| Book / Page | 2131 / 939 |
| Instrument Date | Jul 29, 2021 |
| Instrument | 2021003445 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 195 CHARTER RD, WETHERSFIELD, CT 06109-4309 |
| Document Number | 2021003446 |
|---|---|
| Date | Jul 29, 2021 |
| Instrument | 2021003446 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WETHERSFIELD CT |
| Property Address | 195 CHARTER RD, WETHERSFIELD, CT 06109-4309 |
| Document Number | 2091-651 |
| Instrument Date | Jun 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2019 |
| Title Company | UNKNOWN |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 195 CHARTER RD WETHERSFIELD CT 061094309, WETHERSFIELD, CT 06109-4309 |
| Document Number | 2091-651 |
|---|---|
| Date | Jul 15, 2019 |
| Book Page | 002091/000651 |
| Name | QUAD CTY BK&TR |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 14, 2049 |
Source: Wethersfield Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Wethersfield Town |
| Unified School District | Wethersfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,882.00 | $263,990 (+57.95%) Land $89,960 Building $174,030 | $184,793 Land $62,972 Building $121,821 |
| 2024 | $10,882.00 (+55.84%) | ||
| 2023 | $6,983.00 (+1.7%) | $167,140 (-) Land $67,200 Building $99,940 | |
| 2022 | $6,866.00 | $167,140 Land $67,200 Building $99,940 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 29, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | METROPOLITAN DISTRICT COMMISSION serves 390,887 people · EPA ID CT0640011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Cox Communications Cable | 2,000 / 100 |
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