195 Charley Cir, Ramer, TN 38367 Property Records

McNairy County property record for 195 Charley Cir, Ramer, TN 38367 · Last verified February 2026

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,888 sqft · built 1992
Lot Size14.7 acres (643,817 sqft)
Owner2 Individual Names on File
Last Sale$75,000 (Jan 2014)
Tax Bill$925 (2025)
Flood ZoneZone X (minimal risk)
APN055130 05510

Property Details

APN / Parcel Number

Primary APN055130 05510
Alternative APN
  • 130 05510

Interior

Full Baths3 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,888 sqft Living Area
1st Floor Area1,888 sqft
Basement Area1,120 sqft
Finished Basement1,120 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 2006
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area643,817 sqft (14.7 acres)
TerrainRolling
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area416 sqft
Patio Area560 sqft
Pole Barn1 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address195 CHARLEY CIR
CityRAMER
StateTN
Zip38367-5102
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 5
Legal SubdivisionCHAD W RICKMAN SURV
JurisdictionMCNAIRY TN
Township / Civil Division5
Census Block Group3
Census Block3019
Census Tract930600

Owner

Source: McNairy County records · APN 055130 05510

Assessment roll updated May 20, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address195 CHARLEY CIR, RAMER, TN 38367-5102
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 02, 2014 · Amount on Record
Deed SaleJan 02, 2014 · Amount on Record
Prior SaleJun 17, 2008 · Amount on Record
Deed Document Number89042
Deed Book / Page228 / 741
Record UpdatedJun 08, 2026

Tax Assessment & Valuation

Source: McNairy County records · Assessment roll updated May 20, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateTennessee
CountyMcNairy County
Unified School DistrictMcNairy County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$925.00$58,625 (-) Land $6,700 Building $51,925
2024$925.00$58,625 (-) Land $6,700 Building $51,925
2023$58,625 Land $6,700 Building $51,925
2022$925.00$234,500 Land $26,800 Building $207,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McNairy County (47109C), updated December 2, 2008 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 471099306003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2014)
Claims Outside the SFHA2 of 2
Most Recent ClaimJul 2014, other causes

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 19 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumFiber1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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