195 Charles Rd, Deridder, LA 70634 Property Records

Beauregard Parish property record for 195 Charles Rd, Deridder, LA 70634

Property Summary

Property Type	Single Family Home
Owner	2 Individual Names on File
Tax Bill	$2,209 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0302293700`

Property Details

APN / Parcel Number

Primary APN	`0302293700`

Location & Zoning

Street Address	195 CHARLES RD
City	DERIDDER
State	LA
Zip	70634-6063
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 25 & 26 OF WOOD LAND RIDGE
Legal Subdivision	WOODLAND RIDGE
Legal Lot Number	25-26
Jurisdiction	BEAUREGARD LA
Township / Civil Division	3E
Census Block Group	1
Census Block	1058
Census Tract	960500

Owner

195 Charles Rd is owned and occupied by two individuals who acquired it in February 1997.

Source: Beauregard Parish records, as of January 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	195 CHARLES RD, DERIDDER, LA 70634-6063
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2025	Deed of Trust, Mortgage · Conventional Mortgage EMORTGAGE FUNDING LLC
Jan 3, 2022	Deed of Trust, Mortgage · VA Mortgage AMERISAVE MORTGAGE CORP
Feb 13, 2020	Deed of Trust, Mortgage · VA Mortgage SYNERGY ONE LENDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 1997
Deed Sale	Feb 21, 1997
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUREGARD LA
Property Address	195 CHARLES RD, DERIDDER, LA 70634-6063
Transaction Type	Mortgage
Record Updated	Oct 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001051/656
Date	Sep 16, 2025
Book Page	1051/656
Instrument	597077

Lender

Name	EMORTGAGE FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2054

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUREGARD LA
Property Address	195 CHARLES RD, DERIDDER, LA 70634-6063
Transaction Type	Mortgage
Record Updated	Jan 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000955/658
Date	Jan 3, 2022
Book Page	955/658
Instrument	574201

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Nov 1, 2046

Interest

Rate Type	Fixed Rate

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUREGARD LA
Property Address	195 CHARLES RD, DERIDDER, LA 70634-6063
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST SOURCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	885/1
Date	Feb 13, 2020
Book Page	885/1
Instrument	560441

Lender

Name	SYNERGY ONE LENDING INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 195 Charles Rd was $2,209 with a homeowner's exemption.

Source: Beauregard Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	Beauregard Parish
Unified School District	Beauregard Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,209.00 Homeowner's exemption	$18,537 Land $2,100 Building $16,437	$185,369 Land $21,000 Building $164,369
2023	$1,820.00 Homeowner's exemption	$15,000 Land $3,000 Building $12,000	$150,000 Land $30,000 Building $120,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 195 Charles Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	8 (1998–2020)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Sep 2020 · rainfall accumulation
Claims by Event	Hurricane Laura, Aug 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 195 Charles Rd is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 82% of Louisiana
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30

May also be available: Fastwyre Broadband, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Charles Rd

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