Clinton County and Champlain Town property record for 195 Champlain St, Rouses Point, NY 12979
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,248 sqft · built 1989 |
| Lot Size | 0.417 acres (18,180 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $50,000 (Jul 2015) |
| Tax Bill | $3,151 (2026) |
| Deeds & Mortgages | Jul 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 092889 20.-1-13 |
| Primary APN | 092889 20.-1-13 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,248 sqft Living Area |
| 1st Floor Area | 1,248 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Modular |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 18,180 sqft (0.417 acres) |
| Lot Dimensions | 180 ft deep x 101 ft wide |
| Garage Type | Detached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 195 CHAMPLAIN ST |
|---|---|
| City | ROUSES POINT |
| State | NY |
| Zip | 12979 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 51 REF TR PATE |
| Legal Block | 1 |
| Legal Lot Number | 13.000 |
| Jurisdiction | CLINTON NY |
| Township / Civil Division | CHAMPLAIN |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 100102 |
Source: Clinton County and Champlain Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 195 RT 11, CHAMPLAIN, NY 12919 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 15, 2015 · Amount on Record |
| Deed Sale | Jul 15, 2015 · Amount on Record |
| Prior Sale | Jan 29, 1999 · Amount on Record |
| Deed Book / Page | 20152 / 72945 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON NY |
| Property Address | 195 CHAMPLAIN ST, ROUSES POINT, NY 12979 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000332247 |
|---|---|
| Date | Jul 6, 2023 |
| Instrument | 20230-00332247 |
| Name | ABSOLUTE HOME MORTGAGE CORP |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2053 |
Source: Clinton County and Champlain Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Clinton County |
| County Subdivision | Champlain Town |
| Unified School District | Northeastern Clinton Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,151.00 (+222.19%) | ||
| 2025 | $978.00 | $113,900 (+10.8%) Land $14,600 Building $99,300 | $113,900 (+10.8%) Land $14,600 Building $99,300 |
| 2023 | $102,800 Land $14,600 Building $88,200 | $102,800 Land $14,600 Building $88,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 4 (2011) |
| Most Recent Claim | May 2011 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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