195 Chaffee Ave, Waltham, MA 02453 Property Records

Middlesex County and Waltham City property record for 195 Chaffee Ave, Waltham, MA 02453

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,856 sqft · built 2020
Lot Size	0.19 acres (8,281 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,050,000 (Nov 2020)
Tax Bill	$12,573 (2026)
Deeds & Mortgages	Nov 2020 Sale & Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20916`

Property Details

APN / Parcel Number

Primary APN	`20916`
Alternative APN	`WALT M:053 B:016 L:0008`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,856 sqft Living Area
Gross Area	3,720 sqft
Basement Area	832 sqft
Unfinished Basement	832 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,281 sqft (0.19 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	20916
Street Address	195 CHAFFEE AVE
City	WALTHAM
State	MA
Zip	02453-8232
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Block	16
Legal Lot Number	8
Jurisdiction	WALTHAM MA
Township / Civil Division	WALTHAM
Census Block Group	3
Census Block	3003
Census Tract	369100

Owner

Source: Middlesex County and Waltham City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	195 CHAFFEE AVE, WALTHAM, MA 02453-8232
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage WATERTOWN SAVINGS BANK
May 30, 2019	Quit Claim Deed, Transfer BANK OF NEW ENGLAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2020 · Amount on Record
Deed Sale	Nov 6, 2020 · Amount on Record
Prior Sale	May 30, 2019 · Amount on Record
Deed Document Number	20207141
Deed Book / Page	76102 / 152
Prior Transfer Date	Nov 5, 2020
Prior Transfer Doc	76102-152
Record Updated	Oct 29, 2026

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTHAM MA
Recording Date	Nov 6, 2020
Property Address	195 CHAFFEE AVE, WALTHAM, MA 02453-8232
Document Number	76102-152
Book / Page	76102 / 152
Instrument Date	Nov 5, 2020
Instrument	207141
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	195 CHAFFEE AVE, WALTHAM, MA 02453-8232

Mortgage

Document Number	207142
Date	Nov 6, 2020
Instrument	207142

Lender

Name	WATERTOWN SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.13%
Type Change Date	Nov 6, 2027
Max Rate At Change	2.75%
Index	1-Year CMT

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTHAM MA
Recording Date	May 30, 2019
Property Address	195 CHAFFEE AVE, WALTHAM, MA 02453-8232
Document Number	72677-95
Book / Page	072677 / 000095
Instrument Date	May 29, 2019
Instrument	71169
Transaction Type	Transfer
Record Updated	Jun 18, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,325.60
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	419 LINCOLN ST MARLBOROUGH MA 017522153, MARLBOROUGH, MA 01752-2153

Mortgage

Document Number	72677-99
Date	May 30, 2019
Book Page	072677/000099
Instrument	71170

Lender

Name	BANK OF NEW ENGLAND
Type	Bank

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Waltham City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Waltham City
Unified School District	Waltham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,573.00 (+6.77%)	$1,218,300 (+1.59%) Land $498,400 Building $719,900	$1,118,022 (+2.35%)
2025	$11,776.00 (+4.9%)	$1,199,200 (+2.98%) Land $474,700 Building $724,500	$1,092,310 (-0.87%)
2024	$11,226.00 (-0.55%)	$1,164,500 (+6.46%) Land $451,700 Building $712,800	$1,101,905
2023	$11,288.00	$1,093,800 Land $428,700 Building $665,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALTHAM WATER DEPARTMENT serves 65,218 people · EPA ID MA3308000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50

May also be available: AT&T, T-Mobile.

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