195 Cedar Bluff Ln, Oriental, NC 28571 Property Records

Pamlico County property record for 195 Cedar Bluff Ln, Oriental, NC 28571

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 4,239 sqft · built 2005
Lot Size	20.6 acres (899,078 sqft)
Owner	Individual Name on File
Last Sale	$575,000 (Sep 2020)
Tax Bill	$2,749 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`H091-232-1`

Property Details

APN / Parcel Number

Primary APN	`H091-232-1`
Alternative APNs	`6476189287000` `16936`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	4,239 sqft Finished Area

Exterior

Year Built	Built 2005
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Material	Composition Shingle
Lot Area	899,078 sqft (20.6 acres)
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	532 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	16936
Street Address	195 CEDAR BLUFF LN
City	ORIENTAL
State	NC
Zip	28571-1400
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OFF WEST SIDE 1302 LOTS 1 & 2 DEERWOOD LANDING 6476189287000
Legal Lot Number	1,2
Jurisdiction	PAMLICO NC
Township / Civil Division	5
Census Block Group	4
Census Block	4007
Census Tract	950203

Owner

Source: Pamlico County records · APN H091-232-1

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	195 CEDAR BLUFF LN, ORIENTAL, NC 28571-1400
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 04, 2020 · Amount on Record
Deed Sale	Sep 04, 2020 · Amount on Record
Deed Document Number	0000671459
Deed Book / Page	671 / 459
Record Updated	Jun 08, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAMLICO NC
Recording Date	Sep 04, 2020
Property Address	195 CEDAR BLUFF LN, ORIENTAL, NC 28571-1400
Document Number	667/15
Book / Page	667 / 15
Map Reference	CAB A SL 19-10
Instrument Date	Aug 17, 2020
Transaction Type	Transfer
Record Updated	Sep 07, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 STELLA BAYBORO, STELLA, NC 28582

Mortgage

Document Number	66718
Date	Sep 04, 2020
Instrument	667/18

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Pamlico County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Pamlico County
Unified School District	Pamlico County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,749.00 (-7.19%)	$452,286 (-) Land $72,137 Building $380,149	$452,286 (-) Land $72,137 Building $380,149
2023	$2,962.00	$452,286 Land $72,137 Building $380,149	$452,286 Land $72,137 Building $380,149

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 10, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 199 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	199 in force
Nearby Flood Claims	144 (2003–2018)
Claims Outside the SFHA	33 of 144
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 99 claims Hurricane Irene, Aug 2011 · 35 claims Hurricane Isabel, Sep 2003 · 9 claims

Wildfire

Wildfire Risk	Moderate above 58% of the US · above 80% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	940 / 940
Starlink Satellite	280 / 30

Based on FCC filings for 7 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	PAMLICO COUNTY WATER serves 19,665 people
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	10 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.