Woonsocket City property record for 195 Cato St, Woonsocket, RI 02895 · Last verified June 2026
| Property Type | Residential > Multi-Unit > Duplex |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1900 |
| Square Footage | 1,728 sqft Living Area |
| Lot Size | 3,920 sqft (0.09 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $203,500 (2019) |
| Tax Bill | $4,017.00 (2025) |
Source: Woonsocket City records · APN 900516
Assessment roll updated June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 195 CATO ST, WOONSOCKET, RI 02895-3005 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 13, 2026 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage HOME LENDING |
| Nov 04, 2019 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage SEMPER HOME LOANS INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 04, 2019 · Amount on Record |
| Deed Sale | Nov 04, 2019 · Amount on Record |
| Prior Sale | Jul 05, 2007 · Amount on Record |
| Deed Doc Number | 2019204043 |
| Deed Book / Page | 2481 / 207 |
| Last Transfer Date | Oct 22, 2024 |
| Transfer Doc | 002908-289 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOONSOCKET RI |
| Recording Date | Jul 13, 2026 |
| Property Address | 195 CATO ST, WOONSOCKET, RI 02895-3005 |
| Document Number | 0000244473 |
| Book / Page | 3044 / 212 |
| Instrument Date | Jun 30, 2026 |
| Instrument | 2026244473 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 195 CATO ST, WOONSOCKET, RI 02895-3005 |
| Document Number | 0000244473, |
|---|---|
| Date | Jul 13, 2026 |
| Book Page | 3044/212 |
| Instrument | 2026244473 |
| Name | HOME LENDING |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 325 Months |
| Due | Aug 01, 2053 |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WOONSOCKET RI |
| Recording Date | Nov 04, 2019 |
| Property Address | 195 CATO ST, WOONSOCKET, RI 02895-3005 |
| Document Number | 002481-207 |
| Book / Page | 2481 / 207 |
| Instrument Date | Oct 31, 2019 |
| Instrument | 204043 |
| Transaction Type | Transfer |
| Record Updated | Sep 06, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 195 CATO ST, WOONSOCKET, RI 02895-3005 |
| Document Number | 0000204044 |
|---|---|
| Date | Nov 04, 2019 |
| Instrument | 204044 |
| Name | SEMPER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Woonsocket City records · Assessment roll updated June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Woonsocket City |
| Unified School District | Woonsocket School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,017.00 (+13.93%) | $357,700 (+41.83%) Land $83,700 Building $274,000 |
| 2023 | $3,526.00 | $252,200 (-) Land $85,200 Building $167,000 |
| 2022 | $3,526.00 | $252,200 Land $85,200 Building $167,000 |
Source: FEMA National Flood Hazard Layer, County delivery 44007C updated June 22, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified: October 2026
| Listed Area | Within Blackstone Canal (Boundary Increase) listed 1991 · 8 contributing resources · NRIS 91001536 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
| Primary APN | 900516 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Units | 2 Units |
| Building Area | 1,728 sqft Living Area |
| Gross Area | 2,607 sqft Gross Area |
| 1st Floor | 864 sqft 1st Floor |
| Basement Area | 864 sqft Basement |
| Unfinished Basement | 864 sqft Unfinished |
| Stories | 2 Stories |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Other Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 3,920 sqft (0.09 acres) |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Account Number | 900516 |
|---|---|
| Street Address | 195 CATO ST |
| City | WOONSOCKET |
| State | RI |
| Zip | 02895-3005 |
| Property Usage | Residential Property Usage |
| Type | Residential > Multi-Unit > Duplex |
| Legal Lot Number | 235 |
| Jurisdiction | WOONSOCKET RI |
| Minor Civil Division | WOONSOCKET |
| Census Blockgroup | 2 |
| Census Block | 2014 |
| Census Tract | 18000 |
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