St. Johns County property record for 195 Cabeza St, Saint Augustine, FL 32080 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,128 sqft · built 2017 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $660,000 (Aug 2022) |
| Tax Bill | $10,120 (2025) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage May 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 218780-0010 |
| Primary APN | 218780-0010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,128 sqft Living Area |
| 1st Floor Area | 1,172 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,534 sqft (0.15 acres) |
| Porch | Finished/Open Porch |
| Porch Area | 240 sqft |
| Deck Area | 32 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 195 CABEZA ST |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32080-4524 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 57/82-83 RAINES SUBDIVISION LOT 1 OR5613/308 |
| Legal Range | 30E |
| Legal Township | 07S |
| Legal Section | 21 |
| Legal Subdivision | RAINES SUBDIVISION |
| Legal Block | 3 |
| Legal Lot Number | 1 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 20500 |
Source: St. Johns County records · APN 218780-0010
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2335 ABBEY LN, HARRISBURG, PA 17112-6046 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 09, 2022 | Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA |
| May 06, 2022 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 22, 2021 | Warranty Deed, Transfer · Conventional Mortgage FIRST FEDERAL BANK |
| Apr 24, 2017 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FIRST CU/FL |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 09, 2022 · Amount on Record |
| Deed Sale | Aug 09, 2022 · Amount on Record |
| Prior Sale | May 06, 2022 · Amount on Record |
| Deed Document Number | 202276939 |
| Deed Book / Page | 5613 / 308 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 09, 2022 |
| Property Address | 195 CABEZA ST, SAINT AUGUSTINE, FL 32080-4524 |
| Document Number | 0056130308 |
| Book / Page | 5613 / 308 |
| Map Reference | MB 57 PG 82&83 |
| Instrument Date | Jul 29, 2022 |
| Instrument | 2022076939 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,620.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 364 PESCADO DR, ST AUGUSTINE, FL 32095-1647 |
| Name | Verified Name |
|---|---|
| Address | 2335 ABBEY LN, HARRISBURG, PA 17112-6046 |
| Document Number | 0056130310 |
|---|---|
| Date | Aug 09, 2022 |
| Book Page | 5613/310 |
| Instrument | 2022076940 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | HERMITAGE, PA 16148 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Type Change Date | Sep 01, 2037 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.6% |
| Index | 5-Year CMT |
| Margin | 3 |
| Max Rate | 10.6% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 06, 2022 |
| Property Address | 195 CABEZA ST, SAINT AUGUSTINE, FL 32080-4524 |
| Document Number | 0055530526 |
| Book / Page | 5553 / 526 |
| Map Reference | MB 57 PG 82&83 |
| Instrument Date | May 04, 2022 |
| Instrument | 2022046454 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,130.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 195 CABEZA ST, ST AUGUSTINE, FL 32080-4524 |
| Name | Verified Name |
|---|---|
| Address | 364 PESCADO DR, ST AUGUSTINE, FL 32095-1647 |
| Document Number | 0005553528 |
|---|---|
| Date | May 06, 2022 |
| Instrument | 5553/528 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 22, 2021 |
| Property Address | 195 CABEZA ST, SAINT AUGUSTINE, FL 32080-4524 |
| Document Number | 0051590377 |
| Book / Page | 5159 / 377 |
| Map Reference | MB 57 PG 82&83 |
| Instrument Date | Jan 21, 2021 |
| Instrument | 2021007945 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | ACTION TTL SVCS OF ST JOHNS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,765.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 912 SALTWATER CIR, 912, SAINT AUGUSTINE, FL 32080-6305 |
| Name | Verified Name |
|---|---|
| Address | 195 CABEZA ST, SAINT AUGUSTINE, FL 32080-4524 |
| Document Number | 5159379 |
|---|---|
| Date | Jan 22, 2021 |
| Instrument | 5159/379 |
| Name | FIRST FEDERAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 195 CABEZA ST, SAINT AUGUSTINE, FL 32080-4524 |
| Document Number | 0043661151 |
| Book / Page | 004366 / 001151 |
| Instrument Date | Apr 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8 SCHOONER CT ST AUGUSTINE FL 320806550, ST AUGUSTINE, FL 32080-6550 |
| Document Number | 0043661151 |
|---|---|
| Date | May 01, 2017 |
| Book Page | 004366/001151 |
| Instrument | 29970 |
| Name | COMMUNITY FIRST CU/FL |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32204 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 30, 2032 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Municipality | St. Augustine City |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $532,359 (+4.57%) Land $215,000 Building $317,359 | $532,359 (+4.57%) Land $215,000 Building $317,359 | |
| 2025 | $10,120.00 (+0.18%) | $509,100 (-4.1%) | $509,100 (-4.1%) Land $195,000 Building $314,100 |
| 2024 | $10,102.00 (-3.68%) | $530,855 (-2.95%) | $530,855 (-2.95%) Land $195,000 Building $335,855 |
| 2023 | $10,488.00 (+46.05%) | $547,014 (+32.29%) | $547,014 (+32.29%) Land $195,000 Building $352,014 |
| 2022 | $7,181.00 Homeowner's exemption | $413,509 | $413,509 Land $112,000 Building $301,509 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Coastal | Yes |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures