195 Bryer Ridge Dr, Murphy, NC 28906 Property Records

Cherokee County property record for 195 Bryer Ridge Dr, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,410 sqft · built 1993
Lot Size	1.29 acres (56,192 sqft)
Owner	Individual Name on File
Last Sale	$112,000 (Jul 2017)
Tax Bill	$911 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jul 2017 Sale & Refinance
Flood Zone	Zone X (minimal risk)
APN	`453004648138000`

Property Details

APN / Parcel Number

Primary APN	`453004648138000`
Alternative APN	`45961`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,410 sqft Heated Area
Flooring	Carpet
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Exterior Material	Wood
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	56,192 sqft (1.29 acres)
Lot Dimensions	375 ft deep x 200 ft wide
Deck Area	804 sqft
Canopy	78 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	45961
Street Address	195 BRYER RIDGE DR
City	MURPHY
State	NC
Zip	28906-9660
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 BRYER BROOK SUB 1010/99
Legal Subdivision	BRYER BROOK SUB
Legal Lot Number	13
Jurisdiction	CHEROKEE NC
Township / Civil Division	HOTHOUSE
Census Block Group	1
Census Block	1002
Census Tract	930605

Owner

195 Bryer Ridge Dr is owned and occupied by an individual who bought it in July 2017.

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	195 BRYER RIDGE DR, MURPHY, NC 28906-9660
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jul 13, 2017	Warranty Deed, Transfer · Stand-Alone Refinance UNITED COMMUNITY MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2017 · Amount on File
Deed Sale	Jul 13, 2017 · Amount on File
Deed Document Number	03033
Deed Book / Page	01564 / 0572
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	195 BRYER RIDGE DR, MURPHY, NC 28906-9660
Transaction Type	Mortgage
Record Updated	Feb 24, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1671/1209
Date	Feb 5, 2021
Book Page	1671/1209
Instrument	829

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jul 13, 2017
Property Address	195 BRYER RIDGE DR, MURPHY, NC 28906-9660
Document Number	01564/0572
Book / Page	01564 / 0572
Map Reference	CAB B SL 47
Instrument Date	Jul 6, 2017
Instrument	03033
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$224.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1215 W SLAUGHTER LN APT 112, 1215, AUSTIN, TX 78748-6706

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 BRYER RIDGE DR, MURPHY, NC 28906-9660

Mortgage

Document Number	03034
Date	Jul 13, 2017
Instrument	03034

Lender

Name	UNITED COMMUNITY MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 195 Bryer Ridge Dr was $911.

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$911.00	$118,130	$118,130 Land $10,000 Building $108,130
2023		$118,130	$118,130 Land $10,000 Building $108,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 195 Bryer Ridge Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 195 Bryer Ridge Dr is moderate, ranking above 66% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 88% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Peachtree Broadband Fiber Cable	500 / 30
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Bryer Ridge Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures