195 Bridle Way, Ringgold, GA 30736 Property Records

Catoosa County property record for 195 Bridle Way, Ringgold, GA 30736 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,036 sqft · built 2015
Lot Size	4.3 acres (187,308 sqft)
Owner	2 Individual Names on File
Last Sale	$420,000 (Oct 2020)
Tax Bill	$4,918 (2025)
Deeds & Mortgages	Apr 2018 Mortgage May 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`730031014`

Property Details

APN / Parcel Number

Primary APN	`730031014`
Alternative APN	`28759`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,036 sqft Heated Area
1st Floor Area	3,036 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Exterior Material	Fiber Cement Siding
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	187,308 sqft (4.3 acres)
Garage Type	Unfinished
Garage Area	940 sqft
Porch	Open Porch
Porch Area	420 sqft
Deck Area	396 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	28759
Street Address	195 BRIDLE WAY
City	RINGGOLD
State	GA
Zip	30736-4477
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 A & H RANCH
Legal Subdivision	A & H RANCH
Legal Lot Number	14
Jurisdiction	CATOOSA GA
Township / Civil Division	CATOOSA SPRINGS
Census Block Group	4
Census Block	4016
Census Tract	30100

Owner

Source: Catoosa County records · APN 730031014

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	195 BRIDLE WAY, RINGGOLD, GA 30736-4477
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2018	Deed of Trust, Mortgage · VA Mortgage SYNOVUS BANK
May 13, 2022	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES
Oct 20, 2020	Warranty Deed, Transfer ELITE TITLE COMPANY INC
Apr 02, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 16, 2020 · Amount on Record
Deed Sale	Oct 16, 2020 · Amount on Record
Prior Sale	Apr 02, 2020
Deed Document Number	2020-002238
Deed Book / Page	2086 / 834
Record Updated	Jun 08, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	195 BRIDLE WAY, RINGGOLD, GA 30736-4477
Transaction Type	Mortgage
Record Updated	Aug 03, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0019310129
Date	Apr 20, 2018
Book Page	1931/129
Instrument	002726

Lender

Name	SYNOVUS BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2048

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	May 13, 2022
Property Address	195 BRIDLE WAY, RINGGOLD, GA 30736-4477
Document Number	0022210727
Book / Page	2221 / 727
Instrument Date	May 13, 2022
Instrument	2022-001109
Transaction Type	Transfer
Record Updated	Mar 02, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 BRIDLE WAY, RINGGOLD, GA 30736-4477

Mortgage

Document Number	0022210000000729
Date	May 19, 2022
Book Page	0000002221/0000000729
Instrument	004258

Lender

Name	PENNYMAC LOAN SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2052

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Oct 20, 2020
Property Address	195 BRIDLE WAY, RINGGOLD, GA 30736-4477
Document Number	0020860834
Book / Page	002086 / 000834
Instrument Date	Oct 15, 2020
Instrument	8574
Transaction Type	Transfer
Record Updated	Nov 03, 2020
Title Company	ELITE TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Tax	$420.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	195 BRIDLE WAY RINGGOLD GA 307364477, RINGGOLD, GA 30736-4477

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CATOOSA GA
Recording Date	Apr 02, 2020
Property Address	195 BRIDLE WAY, RINGGOLD, GA 30736-4477
Document Number	0020430683
Book / Page	002043 / 000683
Instrument Date	Apr 02, 2020
Transaction Type	Transfer
Record Updated	Apr 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	195 BRIDLE WAY RINGGOLD GA 307364477, RINGGOLD, GA 30736-4477

Tax Assessment & Valuation

Source: Catoosa County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,918.00 (+10.77%) Homeowner's exemption Senior Citizen's exemption	$278,371 (+38.03%) Land $30,198 Building $248,173	$695,929 (+38.03%) Land $75,496 Building $620,433
2023	$4,440.00 (+22.31%) Homeowner's exemption Senior Citizen's exemption	$201,675 Land $24,940 Building $176,735	$504,187 Land $62,350 Building $441,837
2022	$3,630.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Catoosa County (13047C), updated September 12, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 130470301004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1994–2004)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2004, rainfall accumulation

Wildfire

Wildfire Risk	Moderate above 57% of the US · above 84% of Georgia
Wildfire Likelihood	About 1 in 637 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 11 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Ringgold Telephone Company	Fiber	2,500 / 2,500

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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