195 Benge Dr, Elkin, NC 28621 Property Records

Surry County property record for 195 Benge Dr, Elkin, NC 28621

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,244 sqft · built 2009
Lot Size	1.4 acres (60,984 sqft)
Owner	Individual Name on File
Last Sale	$355,000 (Jul 2022)
Tax Bill	$2,069 (2026)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4952-09-15-2106`

Property Details

APN / Parcel Number

Primary APN	`4952-09-15-2106`
Alternative APNs	`100105784` `100123726`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,244 sqft Living Area
1st Floor Area	820 sqft
Basement Area	700 sqft
Finished Basement	700 sqft
Flooring	Parquet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	60,984 sqft (1.4 acres)
Lot Width	109 ft Width
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	929 sqft
Deck Area	Deck Area
Storage Building	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	100123726
Street Address	195 BENGE DR
City	ELKIN
State	NC
Zip	28621-8722
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	LDR
Legal Subdivision	WILKES-SURRY LINE
Jurisdiction	SURRY NC
Township / Civil Division	ELKIN
Census Block Group	1
Census Block	1022
Census Tract	930901

Owner

195 Benge Dr, a rural home, is owned and occupied by an individual who bought it in July 2022.

Source: Surry County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	195 BENGE DR, ELKIN, NC 28621-8722
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2022 · Amount on File
Deed Sale	Jul 27, 2022 · Amount on File
Prior Sale	Nov 22, 2016 · Amount on File
Deed Document Number	2022697890
Deed Book / Page	1823 / 565
Prior Transfer Date	Aug 1, 2008
Prior Transfer Doc	1266/0460
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Jul 27, 2022
Property Address	195 BENGE DR, ELKIN, NC 28621-8722
Document Number	001823/565
Book / Page	1823 / 565
Instrument Date	Jul 27, 2022
Instrument	697890
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 BENGER DR, ELKIN, NC 28621-8722

Mortgage

Document Number	0000697891
Date	Jul 27, 2022
Instrument	697891

Lender

Name	ATLANTIC BAY MORTGAGE GROUP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 195 Benge Dr was $2,069, up 4% from the year before.

Source: Surry County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Surry County
Unified School District	Elkin City Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,069.00 (+3.97%)	$208,000 (-27.85%) Land $16,900 Building $191,100	$208,000 (-27.85%) Land $16,900 Building $191,100
2025	$1,990.00	$288,290 Land $16,900 Building $271,390	$288,290 Land $16,900 Building $271,390
2023	$1,148.00	$208,000 Land $16,900 Building $191,100	$208,000 Land $16,900 Building $191,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 195 Benge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 195 Benge Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50

May also be available: Surry Telephone.

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