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195 Ben Swain Dr, El Paso, TX 79915 Property Records

El Paso County property record for 195 Ben Swain Dr, El Paso, TX 79915

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,050 sqft · built 1953
Lot Size0.198 acres (8,624 sqft)
OwnerIndividual Name on Record
Last Sale$130,408 (Jan 2024)
Tax Bill$3,790 (2025)
Deeds & MortgagesJan 2024 Mortgage
APNM452-999-0120-8100

Property Details

APN / Parcel Number

Primary APNM452-999-0120-8100
Alternative APNs
  • 000000396041
  • 396041

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,050 sqft Living Area
1st Floor Area1,050 sqft
Utility Area55 sqft
FlooringTile
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Exterior MaterialBrick
Roof TypeGambrel
Roof MaterialComposition Shingle
Lot Area8,624 sqft (0.198 acres)
Garage TypeCarport
Garage Area220 sqft
CarportCarport
Carport Area220 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemEvaporative
Heating SystemSpace Heater
Heating FuelGas
SewerConnected

Location & Zoning

Street Address195 BEN SWAIN DR
CityEL PASO
StateTX
Zip79915-3411
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4
Legal Description12 MILLERS LAKESIDE LOT 21
Legal SubdivisionMILLERS LAKESIDE
Legal Block1
Legal Lot Number21
JurisdictionEL PASO TX
Township / Civil DivisionEL PASO
Census Block Group2
Census Block2000
Census Tract3701

Owner

Source: El Paso County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address195 BEN SWAIN DR, EL PASO, TX 79915-3411
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 16, 2024 · Amount on Record
Deed SaleJan 16, 2024 · Amount on Record
Prior SaleNov 15, 2010
Deed Document Number20242636
Record UpdatedSep 20, 2026

January 2024: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionEL PASO TX
Recording DateJan 16, 2024
Property Address195 BEN SWAIN DR, EL PASO, TX 79915-3411
Document Number0000002636
Map ReferenceVOL 5 PG 7
Instrument DateJan 10, 2024
Instrument20240002636
Transaction TypeTransfer
Record UpdatedMar 11, 2024

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address195 BEN SWAIN DR, EL PASO, TX 79915-3411

Mortgage

Document Number0000002637
DateJan 16, 2024
Instrument20240002637
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2054

Mortgage

Document Number0000002638
DateJan 16, 2024
Instrument20240002638
Lender
NameTHE BANK OF NEW YORK MELLON TRUST CO NA
TypeBank
AddressAUSTIN, TX 78711
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: El Paso County assessment roll, as of August 12, 2026

Property Jurisdictions

TypeName
StateTexas
CountyEl Paso County
MunicipalityEl Paso City
Unified School DistrictYsleta Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$121,885 (-11.14%) Land $36,740 Building $85,145$121,885 (-11.14%) Land $36,740 Building $85,145
2025$3,790.00 (+130.26%)$137,163 (+13.57%) Land $36,740 Building $100,423$137,163 (+13.57%) Land $36,740 Building $100,423
2024$1,646.00 (+93.88%)
2023$120,773 Land $14,084 Building $106,689$120,773 Land $14,084 Building $106,689
2019$849.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 68 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies68 in force
Nearby Flood Claims15 (1991–2022)
Most Recent ClaimAug 2022 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Aug 2006 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEL PASO WATER UTILITIES
serves 747,168 people · EPA ID TX0710002
Water SourceSurface water
Last State InspectionOct 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Chaparral Wireless
Fixed Wireless		500 / 100
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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