Montgomery County and Charleston Town property record for 195 Begley Rd, Esperance, NY 12066
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,713 sqft · built 1995 |
| Lot Size | 16.8 acres (731,808 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,087 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 272400 136.-1-41.3 |
| Primary APN | 272400 136.-1-41.3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,713 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Upper Floors Area | 705 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Contemporary |
| Exterior Material | Wood |
| Lot Area | 731,808 sqft (16.8 acres) |
| Lot Width | 602 ft Width |
| Garage Type | Attached |
| Garage Area | 884 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 256 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 195 BEGLEY RD |
|---|---|
| City | ESPERANCE |
| State | NY |
| Zip | 12066-2014 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Block | 1 |
| Legal Lot Number | 41.003 |
| Jurisdiction | MONTGOMERY NY |
| Township / Civil Division | CHARLESTON |
| Census Block Group | 4 |
| Census Block | 4057 |
| Census Tract | 72800 |
195 Begley Rd is owned and occupied by two individuals.
Source: Montgomery County and Charleston Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 195 BEGLEY RD, ESPERANCE, NY 12066-2014 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 195 Begley Rd was $7,087 with exemptions applied, up 104.1% from the year before.
Source: Montgomery County and Charleston Town assessment roll, as of May 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Montgomery County |
| County Subdivision | Charleston Town |
| Unified School District | Fonda-Fultonville Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,087.00 (+104.06%) Homeowner's exemption Veteran's exemption | ||
| 2025 | $3,473.00 | $187,800 Land $29,600 Building $158,200 | $323,793 Land $51,034 Building $272,759 |
| 2023 | $187,800 Land $29,600 Building $158,200 | $276,176 Land $43,529 Building $232,647 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 195 Begley Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1980–1987) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 1987 · Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 195 Begley Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 980 / 880 |
5G (outdoors only) and 4G LTE
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