195 Ayers Junction Rd, Pembroke, ME 04666 Property Records

Washington County and Pembroke Town property record for 195 Ayers Junction Rd, Pembroke, ME 04666

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 476 sqft · built 1850
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$80,000 (Jun 2022)
Tax Bill	$1,035 (2025)
Deeds & Mortgages	Oct 2021 Refinance Jun 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`PEME M:009 L:002`

Property Details

APN / Parcel Number

Primary APN	`PEME M:009 L:002`
Alternative APN	`673`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	476 sqft Living Area
1st Floor Area	476 sqft

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1935
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Brick
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)

Location & Zoning

Account Number	673
Street Address	195 AYERS JCT RD
City	PEMBROKE
State	ME
Zip	04666-4723
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDE
Legal Lot Number	2
Jurisdiction	PEMBROKE ME
Township / Civil Division	PEMBROKE
Census Block Group	2
Census Block	2033
Census Tract	955900

Owner

Source: Washington County and Pembroke Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	195 AYERS JCT RD, PEMBROKE, ME 04666-4723
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MACHIAS SAVINGS BANK
Jun 29, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST NATIONAL BANK
Jan 26, 2017	Deed of Trust, Mortgage · Commercial Mortgage DOWN EAST CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2022 · Amount on Record
Deed Sale	Jun 29, 2022 · Amount on Record
Deed Document Number	20225637
Deed Book / Page	4923 / 19
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEMBROKE ME
Property Address	195 AYERS JCT RD, PEMBROKE, ME 04666-4723
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048480064
Date	Oct 29, 2021
Book Page	4848/64
Instrument	11619

Lender

Name	MACHIAS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PEMBROKE ME
Recording Date	Jun 29, 2022
Property Address	195 AYERS JCT RD, PEMBROKE, ME 04666-4723
Document Number	0049230019
Book / Page	4923 / 19
Instrument Date	Jun 28, 2022
Instrument	5637
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	195 AYERS JCT RD, PEMBROKE, ME 04666-4723

Mortgage

Document Number	0000005638
Date	Jun 29, 2022
Instrument	5638

Lender

Name	FIRST NATIONAL BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEMBROKE ME
Property Address	195 AYERS JCT RD, PEMBROKE, ME 04666-4723
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0043320053
Date	Jan 26, 2017
Book Page	04332/0053
Instrument	000000000795

Lender

Name	DOWN EAST CU

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	96 Months
Due	Jan 26, 2025

Tax Assessment & Valuation

Source: Washington County and Pembroke Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Washington County
County Subdivision	Pembroke Town
Unified School District	Pembroke (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,035.00 (+28.73%)	$57,500 (+70.12%) Land $31,200 Building $26,300
2024	$804.00 (+11.2%)	$33,800 (-) Land $15,400 Building $18,400	$140,125
2022	$723.00	$33,800 Land $15,400 Building $18,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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