195 Avery Murphy Rd, Phyllis, KY 41554 Property Records

Pike County property record for 195 Avery Murphy Rd, Phyllis, KY 41554

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,560 sqft · built 1970
Owner	2 Individual Names on Record
Last Sale	$234,000 (Feb 2024)
Tax Bill	$2,585 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Feb 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`161-00-00-041.05`

Property Details

APN / Parcel Number

Primary APN	`161-00-00-041.05`
Alternative APN	`28804`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,560 sqft Living Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Other
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Terrain	Rolling
Driveway	Asphalt Driveway
Driveway Area	450 sqft
Porch	Slab
Porch Area	160 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	195 AVERY MURPHY RD
City	PHYLLIS
State	KY
Zip	41554-8810
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & LOT
Jurisdiction	PIKE KY
Township / Civil Division	FEDSCREEK
Census Block Group	1
Census Block	1007
Census Tract	931800

Owner

Source: Pike County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	195 AVERY MURPHY RD, PHYLLIS, KY 41554-8810
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Deed of Trust, Mortgage · VA Mortgage ZOOM HOME LENDING LLC
Feb 21, 2024	Warranty Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE
Dec 9, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2024 · Amount on Record
Deed Sale	Feb 21, 2024 · Amount on Record
Prior Sale	Dec 9, 2022 · Amount on Record
Deed Document Number	202437247478
Deed Book / Page	1136 / 677
Prior Transfer Date	Dec 2, 2021
Prior Transfer Doc	0009817491
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIKE KY
Property Address	195 AVERY MURPHY RD, PHYLLIS, KY 41554-8810
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 AVERY MURPHY RD, PHYLLIS, KY 41554-8810

Mortgage

Document Number	001193/153
Date	Sep 30, 2025
Book Page	1193/153

Lender

Name	ZOOM HOME LENDING LLC
Type	Mortgage Company
Address	LIVONIA, MI 48152

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIKE KY
Recording Date	Feb 21, 2024
Property Address	195 AVERY MURPHY RD, PHYLLIS, KY 41554-8810
Document Number	001136/677
Book / Page	1136 / 677
Instrument Date	Feb 14, 2024
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$234.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	451 FALLS AVE, NEW CASTLE, PA 16105-1413

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	195 AVERY MURPHY RD, PHYLLIS, KY 41554-8810

Mortgage

Document Number	0001162623
Date	Feb 21, 2024
Instrument	1162/623

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIKE KY
Recording Date	Dec 9, 2022
Property Address	195 AVERY MURPHY RD, PHYLLIS, KY 41554-8810
Document Number	00001122/1
Book / Page	1122 / 1
Instrument Date	Dec 5, 2022
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$205.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1750 HURRICANE CRK, KIMPER, KY 41539-6218

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	195 AVERY MURPHY RD, PHYLLIS, KY 41554-8810

Mortgage

Document Number	0001138738
Date	Dec 9, 2022
Instrument	1138/738

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

Source: Pike County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Pike County
Unified School District	Pike County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,585.00 (-9.23%) Homeowner's exemption	$197,900 (-3.46%)	$197,900 (-3.46%)
2023	$2,848.00 (+239.45%)	$205,000 (+247.46%)	$205,000 (+247.46%)
2022	$839.00	$59,000	$59,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 88% of the US · above 99.5% of Kentucky
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNTAIN WATER DIST serves 44,057 people · EPA ID KY0980575
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Inter-Mountain Cable Cable	1,000 / 40

Cell Coverage

No cell data coverage reported

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