195 Ave E, Apalachicola, FL 32320 Property Records

Franklin County property record for 195 Ave E, Apalachicola, FL 32320

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,210 sqft · built 1910
Lot Size0.316 acres (13,784 sqft)
OwnerCompany Name on Record
Last Sale$55,000 (Feb 1994)
Flood ZoneZone X (minimal risk)
APN01-09S-08W-8330-0099-0090

Property Details

APN / Parcel Number

Primary APN01-09S-08W-8330-0099-0090

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,210 sqft Heated Area
Gross Area2,514 sqft
FlooringCarpet
Interior WallsWood

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1956
Exterior MaterialOther
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area13,784 sqft
Lot Width60 ft Width
Garage TypeCarport
CarportCarport

Exterior Amenities

PorchOpen Porch
Porch Area304 sqft
FenceFence
Storage Building200 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemConvection

Location & Zoning

Street Address195 AVENUE E
CityAPALACHICOLA
StateFL
Zip32320-2037
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBL 99 LOTS 9 10 OR 109 510 OR/146/301-302 OR/148/557 OR 440/70
Legal Range08W
Legal Township09S
Legal Section01
Legal Block99
Legal Lot Number9 10
JurisdictionFRANKLIN FL
Township / Civil DivisionAPALACHICOLA
Census Block Group3
Census Block3075
Census Tract970304

Owner

Source: Franklin County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPENSACOLA, FL 32591
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 2, 1994 · Amount on Record
Deed SaleFeb 2, 1994 · Amount on Record
Deed Document Number0000044070
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
MunicipalityApalachicola City
CountyFranklin County
Unified School DistrictFranklin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025Additional exemption filed$347,559 (+0.7%) Land $192,000 Building $155,559$347,559 (+0.7%) Land $192,000 Building $155,559
2023Additional exemption filed$345,137 Land $192,000 Building $153,137$345,137 Land $192,000 Building $153,137

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 55 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies85 units insured
incl. 30 condo units
Nearby Flood Claims65 (1985–2020)
Claims Outside the SFHA7 of 65
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Michael, Oct 2018 · 25 claims
  • Hurricane Dennis, Jul 2005 · 13 claims
  • Hurricane Kate, Nov 1985 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF APALACHICOLA
serves 5,235 people · EPA ID FL1190150
Water SourceGroundwater
Last State InspectionMar 2025
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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