195 Auroras Way Ln, Murphy, NC 28906 Property Records

Cherokee County property record for 195 Auroras Way Ln, Murphy, NC 28906

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,040 sqft · built 2023
Lot Size0.75 acres (32,670 sqft)
OwnerIndividual Name on Record
Last Sale$20,000 (Aug 2022)
Tax Bill$1,241 (2025)
Deeds & MortgagesAug 2022 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN456003427112000

Property Details

APN / Parcel Number

Primary APN456003427112000
Alternative APNs
  • 55973
  • 58257

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,040 sqft Heated Area
FlooringWood
FireplaceFireplace

Exterior

Year BuiltBuilt 2023
Exterior MaterialWood Siding
Roof TypeCathedral/Clerestory
Roof MaterialMetal
Lot Area32,670 sqft (0.75 acres)
Lot Width321 ft Width
PorchOpen Porch
Porch Area436 sqft
Deck Area360 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number58257
Street Address195 AURORAS WAY LN
CityMURPHY
StateNC
Zip28906-3568
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 13 SERENITY RIDGE 1693/1182
Legal Lot Number13
JurisdictionCHEROKEE NC
Township / Civil DivisionNOTLA
Census Block Group2
Census Block2004
Census Tract930605

Owner

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address8240 SW 149TH CT APT 205, 205, MIAMI, FL 33193-3102
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 19, 2022 · Amount on Record
Deed SaleAug 19, 2022 · Amount on Record
Deed Document Number5454
Deed Book / Page1719 / 59
Record UpdatedJun 8, 2026

August 2022: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateAug 19, 2022
Property Address195 AURORAS WAY LN, MURPHY, NC 28906-3568
Document Number0001719/59
Book / Page1719 / 59
Instrument DateAug 3, 2022
Instrument5454
Transaction TypeConstruction Loan
Record UpdatedOct 16, 2023

Transaction

AmountAmount Recorded
Tax$40.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address112 SAWYERS CV, MURPHY, NC 28906-0299

Transferred To (Grantee/Buyer)

NameVerified Name
Address8240 SW 149TH CT APT 205, 205, MIAMI, FL 33193-3102
InvestorPossibly a Property Investor

Mortgage

Document Number0000171962
DateAug 19, 2022
Instrument1719/62
Lender
NameUNITED COMMUNITY BANK
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052
Interest
Rate TypeAdjustable Rate
Rate5.5%
Type Change DateSep 1, 2030
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change10.5%
IndexOther
Max Rate10.5%

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,241.00$176,000 (+165.3%)$176,000 (+165.3%) Land $7,000 Building $169,000
2023$66,340$66,340 Land $7,000 Building $59,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 55% of the US · above 77% of North Carolina
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Blue Ridge Mountain EMC
Fiber
1,000 / 1,000
Peachtree Broadband Fiber
Cable
500 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Auroras Way Ln

Nearby Streets

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