Iredell County property record for 195 Ashford Dr, Olin, NC 28660 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2010 |
| Square Footage | 1,372 sqft Heated Area |
| Lot Size | 37,897 sqft (0.87 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $259,000 (2024) |
| Tax Bill | $1,445.00 (2025) |
| Primary APN | 4860-84-0942.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,372 sqft Heated Area |
| Gross Area | 2,064 sqft Gross Area |
| 1st Floor | 1,372 sqft 1st Floor |
| Basement Area | 392 sqft Basement |
| Unfinished Basement | 392 sqft Unfinished |
| Stories | 1 Stories |
| Primary Flooring | Vinyl/Resilient Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Wood Shingle Roof |
| Lot Area | 37,897 sqft (0.87 acres) |
| Lot Width | 76 ft Width |
| Deck Area | 80 sqft Deck |
|---|---|
| Patio Area | 80 sqft Patio |
| Porch Area | 220 sqft Porch |
| Storage Building | 240 sqft Storage Building |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 80109173 |
|---|---|
| Street Address | 195 ASHFORD DR |
| City | OLIN |
| State | NC |
| Zip | 28660-5000 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | L16-HOLLY RIDGE S/D-P2-PB-33-65-66 |
| Legal Subdivision | HEATHSTEAD+FORNEY+HOLLY |
| Legal Block | 84 |
| Legal Lot Number | 16 |
| Jurisdiction | IREDELL NC |
| Minor Civil Division | TURNERSBURG |
| Census Blockgroup | 1 |
| Census Block | 1003 |
| Census Tract | 60802 |
Source: Iredell County records · APN 4860-84-0942.000
Assessment roll updated April 7, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 195 ASHFORD DR, OLIN, NC 28660-5000 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Feb 06, 2024 | Warranty Deed, Transfer · United States Department of Agriculture (USDA) Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Aug 14, 2023 | Warranty Deed, Transfer TITLEVEST AGENCY INC, TITLEVEST AGENCY LLC |
| Jul 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Aug 24, 2017 | Warranty Deed, Transfer STATE EMPS FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 06, 2024 · Amount on Record |
| Deed Sale | Feb 06, 2024 · Amount on Record |
| Prior Sale | Aug 14, 2023 · Amount on Record |
| Deed Book / Page | 3042 / 187 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IREDELL NC |
| Property Address | 195 ASHFORD DR, OLIN, NC 28660-5000 |
| Transaction Type | Mortgage |
| Record Updated | Jul 01, 2026 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 0002833174 |
|---|---|
| Date | Jul 19, 2021 |
| Book Page | 2833/174 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
| Type Change Date | Aug 01, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 5.25% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 9.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | IREDELL NC |
| Recording Date | Feb 06, 2024 |
| Property Address | 195 ASHFORD DR, OLIN, NC 28660-5000 |
| Document Number | 0003042187 |
| Book / Page | 3042 / 187 |
| Map Reference | MB 33 PGS 65 AND 66 |
| Instrument Date | Feb 05, 2024 |
| Transaction Type | Transfer |
| Record Updated | Feb 29, 2024 |
| Title Company | TITLE STAR AGENCY LLC, TITLE VEST AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $518.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 195 ASHFORD DR, OLIN, NC 28660-5000 |
| Document Number | 0003042190 |
|---|---|
| Date | Feb 06, 2024 |
| Instrument | 3042/190 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | United States Department of Agriculture (USDA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2054 |
| Document Number | 0003042190 |
|---|---|
| Date | Feb 06, 2024 |
| Book Page | 3042/190 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | 4201 MARSH LN, CARROLLTON, TX 75007 |
| Type | United States Department of Agriculture (USDA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | IREDELL NC |
| Recording Date | Aug 14, 2023 |
| Property Address | 195 ASHFORD DR, OLIN, NC 28660-5000 |
| Document Number | 0030092297 |
| Book / Page | 3009 / 2297 |
| Map Reference | MB 33 PG 65&66 |
| Instrument Date | Aug 11, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jul 01, 2026 |
| Title Company | TITLEVEST AGENCY INC, TITLEVEST AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $484.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IREDELL NC |
| Property Address | 195 ASHFORD DR, OLIN, NC 28660-5000 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 2833174 |
|---|---|
| Date | Jul 19, 2021 |
| Book Page | 2833/174 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
| Type Change Date | Aug 01, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 5.25% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 9.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | IREDELL NC |
| Recording Date | Aug 24, 2017 |
| Property Address | 195 ASHFORD DR, OLIN, NC 28660-5000 |
| Document Number | 2508782 |
| Book / Page | 002508 / 000782 |
| Instrument Date | Aug 24, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $290.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 195 ASHFORD DR OLIN NC 286605000, OLIN, NC 28660-5000 |
| Document Number | 2508785 |
|---|---|
| Date | Aug 24, 2017 |
| Book Page | 002508/000785 |
| Name | STATE EMPS FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611-5279 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 23, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
Source: Iredell County records · Assessment roll updated April 7, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Iredell County |
| Unified School District | Iredell-Statesville Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,445.00 | $234,890 (-) Land $24,150 Building $210,740 | $234,890 (-) Land $24,150 Building $210,740 |
| 2024 | $1,445.00 | $234,890 (-) Land $24,150 Building $210,740 | $234,890 (-) Land $24,150 Building $210,740 |
| 2023 | $1,445.00 (+52.27%) | $234,890 (+65.02%) Land $24,150 Building $210,740 | $234,890 (+65.02%) Land $24,150 Building $210,740 |
| 2022 | $949.00 | $142,340 Land $17,100 Building $125,240 | $142,340 Land $17,100 Building $125,240 |
Source: FEMA National Flood Hazard Layer, Iredell County (37097C), updated January 27, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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