195 Apache Trl, Sedona, AZ 86336 Property Records

Coconino County property record for 195 Apache Trl, Sedona, AZ 86336

Property Summary

Property Type	Single Family Home
Details	3.75 ba · 4,150 sqft · built 1995
Lot Size	0.64 acres (27,878 sqft)
Owner	2 Individual Names on File
Last Sale	$598,000 (Aug 2010)
Tax Bill	$5,889 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Oct 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`401-02-059`

Property Details

APN / Parcel Number

Primary APN	`401-02-059`
Alternative APN	`R0052802`

Interior

Full Baths	3.75 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,150 sqft Living Area
1st Floor Area	2,075 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Bi-Level
Construction Type	Concrete
Roof Material	Built-Up Asphalt
Lot Area	27,878 sqft (0.64 acres)
Garage Type	Built-in
Garage Area	600 sqft

Exterior Amenities

Porch	Concrete/Masonry Slab
Porch Area	28 sqft
Deck Area	Deck Area
Patio Area	504 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0052802
Street Address	195 APACHE TRL
City	SEDONA
State	AZ
Zip	86336-3541
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: INDIAN TRAILS TRACT: 28 SIXTEENTH: SW QUARTER: SE SECTION: 06 TOWNSHIP: 17N RANGE: 06E
Legal Subdivision	INDIAN TRAILS
Legal Tract	28
Legal Lot Number	28
Jurisdiction	COCONINO AZ
Township / Civil Division	FLAGSTAFF
Census Block Group	1
Census Block	1001
Census Tract	1602

Owner

195 Apache Trl is owned and occupied by two individuals who bought it in August 2010.

Source: Coconino County records, as of August 27, 2025

Owner of Record	2 Individual Names on File
Mailing Address	195 APACHE TRL, SEDONA, AZ 86336-3541
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Oct 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage MARY A SMOAK
Oct 31, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage PIONEER TITLE AGENCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2010 · Amount on File
Deed Sale	Aug 23, 2010 · Amount on File
Prior Sale	May 13, 2010 · Amount on File
Deed Document Number	20103571509
Prior Transfer Date	Feb 17, 1995
Prior Transfer Doc	0000008591
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCONINO AZ
Property Address	195 APACHE TRL, SEDONA, AZ 86336-3541
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003879651
Date	Jul 17, 2020
Instrument	3879651

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jun 1, 2050

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCONINO AZ
Property Address	195 APACHE TRL, SEDONA, AZ 86336-3541
Document Number	0003834133
Instrument Date	Oct 26, 2017
Transaction Type	Mortgage
Record Updated	Feb 1, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 APACHE TRL SEDONA AZ 863363541, SEDONA, AZ 86336-3541

Mortgage

Document Number	0003834133
Date	Jan 23, 2019
Instrument	3834133

Lender

Name	MARY A SMOAK
Address	80 ARROYO SECO DR, SEDONA, AZ 86336-4374

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

October 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COCONINO AZ
Recording Date	Oct 31, 2017
Property Address	195 APACHE TRL, SEDONA, AZ 86336-3541
Document Number	0003800128
Map Reference	MB2 PG65
Instrument Date	Oct 19, 2017
Instrument	3800128
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	PIONEER TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	195 APACHE TRL, SEDONA, AZ 86336-3541

Mortgage

Document Number	, 3800129
Date	Oct 31, 2017
Instrument	3800129

Lender

Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 195 Apache Trl was $5,889, up 5.5% from the year before.

Source: Coconino County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Coconino County
Municipality	Sedona City
Unified School District	Sedona-Oak Creek Joint Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$139,361 (-11.21%) Land $18,860 Building $120,501
2025	$5,889.00 (+5.48%)	$156,955 (-7.09%)	$1,569,550 Land $188,600 Building $1,380,950
2024	$5,583.00 (+5.66%)	$168,924 Land $18,860 Building $150,064
2023	$5,284.00 Homeowner's exemption		$1,689,237 Land $188,600 Building $1,500,637

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 195 Apache Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 195 Apache Trl is high, ranking above 73% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 62% of Arizona
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARIZONA WATER CO - SEDONA private · serves 12,104 people · EPA ID AZ0403003
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35

May also be available: Verizon.

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