195 Amos Cir, Murphy, NC 28906 Property Records

Cherokee County property record for 195 Amos Cir, Murphy, NC 28906

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,065 sqft · built 2020
Lot Size	2.64 acres (114,998 sqft)
Owner	Individual Name on Record
Last Sale	$100,000 (Oct 2011)
Tax Bill	$1,737 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jan 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`459400341177000`

Property Details

APN / Parcel Number

Primary APN	`459400341177000`
Alternative APN	`51835`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,065 sqft Heated Area
Gross Area	3,134 sqft
1st Floor Area	1,653 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	114,998 sqft (2.64 acres)
Lot Width	30 ft Width
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	92 sqft
Deck Area	264 sqft
Canopy	137 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	51835
Street Address	195 AMOS CIR
City	MURPHY
State	NC
Zip	28906-3021
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	FR AMOS P/O 1422/743 & 1634/652
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	1
Census Block	1000
Census Tract	930300

Owner

Source: Cherokee County records, as of February 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	196 AMOS CIR, MURPHY, NC 28906-3021
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CREDIT UNION
Jan 30, 2026	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2011 · Amount on Record
Deed Sale	Oct 24, 2011 · Amount on Record
Deed Document Number	20114860
Deed Book / Page	1422 / 743
Last Transfer Date	Jan 16, 2026
Transfer Doc	001794/817
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Recording Date	Jul 15, 2026
Property Address	195 AMOS CIR, MURPHY, NC 28906-3021
Document Number	0000003547
Book / Page	1805 / 916
Instrument Date	Jul 9, 2026
Instrument	20263547
Transaction Type	Mortgage
Record Updated	Jul 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 AMOS CIR, MURPHY, NC 28906-3021

Mortgage

Document Number	0000003547,
Date	Jul 15, 2026
Book Page	1805/916
Instrument	20263547

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHEROKEE NC
Recording Date	Jan 30, 2026
Property Address	195 AMOS CIR, MURPHY, NC 28906-3021
Document Number	001794/817
Book / Page	1794 / 817
Instrument Date	Jan 16, 2026
Instrument	459
Transaction Type	Transfer
Record Updated	Feb 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	196 AMOS CIR, MURPHY, NC 28906-3021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	196 AMOS CIR, MURPHY, NC 28906-3021

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,737.00	$247,080 (-)	$247,080 (-) Land $12,720 Building $234,360
2023		$247,080	$247,080 Land $12,720 Building $234,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 91% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Amos Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures