195 Alberta St, Fairfield, CT 06825 Property Records

Fairfield Town property record for 195 Alberta St, Fairfield, CT 06825

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,419 sqft · built 1948
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on File
Last Sale	$475,000 (Jan 2024)
Tax Bill	$9,016 (2026)
Deeds & Mortgages	Aug 2023 Line of Credit Jan 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`FAIR M:7 B:123`

Property Details

APN / Parcel Number

Primary APN	`FAIR M:7 B:123`
Alternative APNs	`FFLD M:7 B:123` `M:007 L:123 X` `15964`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,419 sqft Living Area
Gross Area	3,364 sqft
Basement Area	1,074 sqft
Unfinished Basement	658 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,500 sqft (0.172 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	15964
Street Address	195 ALBERTA ST
City	FAIRFIELD
State	CT
Zip	06825-1510
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Block	123
Jurisdiction	FAIRFIELD CT
Township / Civil Division	FAIRFIELD
Census Block Group	1
Census Block	1001
Census Tract	61100

Owner

195 Alberta St is owned and occupied by two individuals who bought it in January 2024.

Source: Fairfield Town records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	195 ALBERTA ST, FAIRFIELD, CT 06825-1510
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2023	Deed of Trust, Mortgage · Line of Credit MILFORD BANK
Jan 30, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage FM HOME LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2024 · Amount on File
Deed Sale	Jan 30, 2024 · Amount on File
Deed Document Number	20242024-448
Deed Book / Page	6479 / 143
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD CT
Property Address	195 ALBERTA ST, FAIRFIELD, CT 06825-1510
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006440-141
Date	Aug 14, 2023
Book Page	6440/141
Instrument	2023-3913

Lender

Name	MILFORD BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	349 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAIRFIELD CT
Recording Date	Jan 30, 2024
Property Address	195 ALBERTA ST, FAIRFIELD, CT 06825-1510
Document Number	006479-143
Book / Page	6479 / 143
Instrument Date	Jan 29, 2024
Instrument	2024-448
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 PRINCESS PINE LN, FAIRFIELD, CT 06824-1824

Mortgage

Document Number	0002024449
Date	Jan 30, 2024
Instrument	2024-449

Lender

Name	FM HOME LOANS LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 195 Alberta St was $9,016, up 11.1% from the year before.

Source: Fairfield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Fairfield Town
Unified School District	Fairfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,016.00 (+11.09%)	$469,840 (+64.35%) Land $393,960 Building $75,880	$628,934 (+214.28%)
2025	$8,116.00	$285,880 Land $193,130 Building $92,750	$200,116 Land $135,191 Building $64,925
2024	$8,116.00 (+3.19%)
2023	$7,865.00	$285,880 Land $193,130 Building $92,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 195 Alberta St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 195 Alberta St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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