195 Abby Ln, Baxter, TN 38544 Property Records

Putnam County property record for 195 Abby Ln, Baxter, TN 38544

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,568 sqft · built 2004
Lot Size	0.472 acres (20,548 sqft)
Owner	2 Individual Names on File
Last Sale	$281,000 (Jun 2023)
Tax Bill	$1,250 (2025)
Deeds & Mortgages	Jun 2023 Second Mortgage Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`071038P A 02800`

Property Details

APN / Parcel Number

Primary APN	`071038P A 02800`
Alternative APN	`038P A 02800`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,568 sqft Living Area
1st Floor Area	1,568 sqft
Basement Area	1,568 sqft
Unfinished Basement	1,568 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2012
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,548 sqft (0.472 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Terrain	Rolling

Exterior Amenities

Porch	Patio
Porch Area	168 sqft
Deck Area	Deck Area
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	195 ABBY LN
City	BAXTER
State	TN
Zip	38544-3557
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 07, COUNTY AREA: B18
Legal Subdivision	WEST MINSTER PLACE
Legal Lot Number	67
Jurisdiction	PUTNAM TN
Township / Civil Division	9
Census Block Group	2
Census Block	2043
Census Tract	1000

Owner

195 Abby Ln is owned and occupied by two individuals who bought it in June 2023.

Source: Putnam County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	195 ABBY LN, BAXTER, TN 38544-3557
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MORTGAGE INVESTORS GROUP INC
Jun 15, 2023	Warranty Deed, Transfer · FHA Mortgage MORTGAGE INVESTORS GROUP INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2023 · Amount on File
Deed Sale	Jun 15, 2023 · Amount on File
Prior Sale	Jul 30, 2007 · Amount on File
Deed Document Number	2023287712
Deed Book / Page	1482 / 720
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM TN
Property Address	195 ABBY LN, BAXTER, TN 38544-3557
Transaction Type	Mortgage
Record Updated	Jun 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 SONDRA CT, MOUNT JULIET, TN 37122-3857

Mortgage

Document Number	0001482767
Date	Jun 15, 2023
Book Page	1482/767
Instrument	287719

Lender

Name	MORTGAGE INVESTORS GROUP INC
Type	Mortgage Company
Address	KNOXVILLE, TN 37923

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM TN
Recording Date	Jun 15, 2023
Property Address	195 ABBY LN, BAXTER, TN 38544-3557
Document Number	0001482720
Book / Page	1482 / 720
Map Reference	CAB C SL 79
Instrument Date	May 26, 2023
Instrument	287712
Transaction Type	Transfer
Record Updated	Mar 12, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,039.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 ABBY LN, BAXTER, TN 38544-3557

Mortgage

Document Number	0001482725
Date	Jun 15, 2023
Book Page	1482/725
Instrument	287713

Lender

Name	MORTGAGE INVESTORS GROUP INC
Type	Mortgage Company
Address	KNOXVILLE, TN 37923

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 195 Abby Ln was $1,250.

Source: Putnam County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,250.00	$47,000 Land $5,000 Building $42,000
2023		$53,925 (+17.04%) Land $5,000 Building $48,925
2022	$1,139.00	$46,075 Land $5,000 Building $41,075	$184,300 (-1.97%) Land $20,000 Building $164,300
2021			$188,000 Land $20,000 Building $168,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 195 Abby Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2019–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 195 Abby Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOUBLE SPRINGS U.D. serves 6,698 people · EPA ID TN0000192
Water Source	Purchased surface water from COOKEVILLE WATER DEPT
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Twin Lakes Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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