195 7th St, Wheeling, IL 60090 Property Records

Cook County property record for 195 7th St, Wheeling, IL 60090

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,760 sqft · built 1959
Lot Size0.296 acres (12,903 sqft)
Owner2 Individual Names on Record
Last Sale$465,000 (Apr 2026)
Tax Bill$9,278 (2023)
Deeds & MortgagesMay 2021 Mortgage
Apr 2026 Sale & Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN03-02-313-010

Property Details

APN / Parcel Number

Primary APN03-02-313-010
Alternative APN
  • 03-02-313-010-0000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Building Area1,760 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1960
Architectural StyleSplit Level
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof MaterialAsphalt
Lot Area12,903 sqft (0.296 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address195 7TH ST
CityWHEELING
StateIL
Zip60090-2817
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOLLANDS RESUBDIVISION LOT 58
Legal Range11E
Legal Township42N
Legal Section02
Legal SubdivisionHOLLANDS RESUB OF LTS1-109 & VAC STREE
Legal Lot Number58
JurisdictionCOOK IL
Township / Civil DivisionWHEELING
Census Block Group4
Census Block4000
Census Tract802402

Owner

Source: Cook County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address195 7TH ST, WHEELING, IL 60090-2817
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 6, 2021Deed of Trust, Mortgage · Conventional Mortgage
SOLUTIONS FINANCIAL MORTGAGE COMPANY
Apr 21, 2026Warranty Deed, Transfer · Conventional Mortgage
HOME MORTGAGE CORPORATION
Oct 15, 2019Deed of Trust, Mortgage · Conventional Mortgage
SOLUTIONS FIN'L MTG
Nov 6, 2017Warranty Deed, Transfer · Conventional Mortgage
SOLUTIONS FIN'L MTG
Jun 12, 2017Quit Claim Deed, Transfer
Quitclaim
May 11, 2017Grant Deed, Construction Loan · Construction Mortgage
AM LIFE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 21, 2026 · Amount on Record
Deed SaleApr 21, 2026 · Amount on Record
Prior SaleNov 6, 2017 · Amount on Record
Deed Document Number202620556
Prior Transfer DateJan 9, 1997
Prior Transfer Doc0000000318
Record UpdatedSep 20, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address195 7TH ST, WHEELING, IL 60090-2817
Transaction TypeMortgage
Record UpdatedMay 11, 2026
Title CompanyNATIONAL TITLE SOLUTIONS INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0012618187
DateMay 6, 2021
Instrument2112618187
Lender
NameSOLUTIONS FINANCIAL MORTGAGE COMPANY
TypeMortgage Company
AddressGLENVIEW, IL 60026
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term179 Months
DueApr 1, 2036

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateApr 21, 2026
Property Address195 7TH ST, WHEELING, IL 60090-2817
Document Number0000020556
Instrument DateMar 24, 2026
Instrument202620556
Transaction TypeTransfer
Record UpdatedJul 6, 2026
Title CompanyCHICAGO TITLE W, CHICAGO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$70,447.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address195 7TH ST, WHEELING, IL 60090-2817

Mortgage

Document Number0000020557,
DateApr 21, 2026
Instrument202611120557
Lender
NameHOME MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeFixed Rate
Rate6.38%
Initial TypeFixed Rate
Max Rate-1%

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address195 7TH ST, WHEELING, IL 60090-2817
Document Number1929608546
Instrument DateOct 15, 2019
Transaction TypeMortgage
Record UpdatedNov 5, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address195 7TH ST WHEELING IL 600902817, WHEELING, IL 60090-2817

Mortgage

Document Number1929608546
DateOct 23, 2019
Instrument29608546
Lender
NameSOLUTIONS FIN'L MTG
TypeMortgage Company
AddressGLENVIEW, IL 60026
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueOct 22, 2039
Interest
Rate TypeFixed Rate

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateNov 6, 2017
Property Address195 7TH ST, WHEELING, IL 60090-2817
Document Number1731046029
Instrument DateNov 2, 2017
Instrument31046029
Transaction TypeTransfer
Record UpdatedNov 14, 2017
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$280.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address195 7TH ST WHEELING IL 600902817, WHEELING, IL 60090-2817

Mortgage

Document Number1731046030
DateNov 6, 2017
Instrument31046030
Lender
NameSOLUTIONS FIN'L MTG
TypeMortgage Company
AddressGLENVIEW, IL 60025
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 5, 2047
Interest
Rate TypeFixed Rate
Rate4.87%

June 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCOOK IL
Recording DateJun 12, 2017
Property Address195 7TH ST, WHEELING, IL 60090-2817
Document Number1716355000
Instrument DateJun 7, 2017
Instrument16355000
Transaction TypeTransfer
Record UpdatedJun 28, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address195 7TH ST WHEELING IL 600902817, WHEELING, IL 60090-2817

May 2017: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionCOOK IL
Recording DateMay 11, 2017
Property Address195 7TH ST, WHEELING, IL 60090-2817
Document Number1713118073
Instrument DateFeb 14, 2017
Instrument13118073
Transaction TypeConstruction Loan
Record UpdatedMay 26, 2017
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$150.00
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1003 WILMOT RD DEERFIELD IL 600152727, DEERFIELD, IL 60015-2727

Mortgage

Document Number1713118074
DateMay 11, 2017
Instrument13118074
Lender
NameAM LIFE LLC
Address501 SILVERSIDE RD # 87ACF-, WILMINGTON, DE 19809-1374
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueMay 10, 2018

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionWheeling Township
MunicipalityWheeling Village
Secondary School DistrictTownship High School District 214 (09 - 12)
Elementary School DistrictWheeling Community Consolidated School District 21 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$40,000 (+29.04%) Land $11,613 Building $28,387$400,000 (+29.04%) Land $116,130 Building $283,870
2023$9,278.00 (+5.26%)
2022$8,814.00 Homeowner's exemption$30,999 Land $9,677 Building $21,322$309,990 Land $96,770 Building $213,220

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims6 (1996–2013)
Most Recent ClaimApr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWHEELING
serves 39,725 people · EPA ID IL0314970
Water SourcePurchased surface water from NORTHWEST WATER COMMISSION
Last State InspectionJul 2025
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Jun 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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