Middletown Town property record for 195 3rd Beach Rd, Middletown, RI 02842
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,648 sqft · built 1794 |
| Lot Size | 0.94 acres (40,946 sqft) |
| Owner | Individual Name on File |
| Last Sale | $10,000 (Sep 2013) |
| Tax Bill | $10,220 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 201300181 |
| Primary APN | 201300181 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,648 sqft Living Area |
| Gross Area | 1,946 sqft |
| 1st Floor Area | 1,102 sqft |
| Year Built | Built 1794 |
|---|---|
| Effective Year Built | Effective 1794 |
| Architectural Style | Historical |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 40,946 sqft (0.94 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 201300181 |
|---|---|
| Street Address | 195 3RD BEACH RD |
| City | MIDDLETOWN |
| State | RI |
| Zip | 02842-5736 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R60 |
| Legal Lot Number | 72 |
| Jurisdiction | MIDDLETOWN RI |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 40400 |
195 3rd Beach Rd is owned by an individual who bought it in September 2013.
Source: Middletown Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 272 VALLEY RD, 4, MIDDLETOWN, RI 02842-5238 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 19, 2013 · Amount on File |
| Deed Sale | Sep 19, 2013 · Amount on File |
| Prior Sale | May 22, 1998 · Amount on File |
| Deed Book / Page | 1361 / 23 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 195 3rd Beach Rd was $10,220.
Source: Middletown Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Middletown Town |
| Unified School District | Middletown School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,220.00 | $866,800 Land $618,100 Building $248,700 | $996,817 |
| 2023 | $7,593.00 (+4.75%) | $603,100 (-) Land $311,000 Building $292,100 | |
| 2022 | $7,249.00 | $603,100 Land $311,000 Building $292,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 195 3rd Beach Rd in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 4 (1991–2023) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Sep 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 195 3rd Beach Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 88% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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