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195 15th Ave, Vero Beach, FL 32962 Property Records

Indian River County property record for 195 15th Ave, Vero Beach, FL 32962 · Last verified March 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,838 sqft · built 1975
Lot Size0.28 acres (12,197 sqft)
Owner2 Owner Names on File
Last Sale$97,500 (Apr 1999)
Tax Bill$1,028 (2025)
Deeds & MortgagesFeb 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN33-39-14-00012-0001-00010.0

Property Details

APN / Parcel Number

Primary APN33-39-14-00012-0001-00010.0
Alternative APN
  • 78275

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,838 sqft Living Area
1st Floor Area1,838 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1975
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeRetaining Wall
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,197 sqft (0.28 acres)
Lot Dimensions135 ft deep x 90 ft wide
Garage Area286 sqft
DrivewayDriveway
Driveway Area400 sqft
PorchOpen Porch
Porch Area326 sqft
Patio Area1,000 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number78275
Street Address195 15TH AVE
CityVERO BEACH
StateFL
Zip32962-2794
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionINDIAN RIVER HEIGHTS UNIT 4 BLK A LOT 10 PBI 6-86
Legal Range39
Legal Township33
Legal Section14
Legal SubdivisionINDIAN RIVER HEIGHTS UNIT 4
Legal BlockA
Legal Lot Number10
Legal Unit4
JurisdictionINDIAN RIVER FL
Township / Civil DivisionVERO BEACH
Census Block Group1
Census Block1030
Census Tract50603

Owner

Source: Indian River County records · APN 33-39-14-00012-0001-00010.0

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on File
Mailing Address195 15TH AVE, VERO BEACH, FL 32962-2794
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 19, 1999 · Amount on Record
Deed SaleApr 19, 1999 · Amount on Record
Deed Document Number0126802954
Deed Book / Page01268 / 02954
Record UpdatedJun 08, 2026

February 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionINDIAN RIVER FL
Property Address195 15TH AVE, VERO BEACH, FL 32962-2794
Document Number0030990199
Instrument DateFeb 09, 2018
Transaction TypeMortgage
Record UpdatedMar 23, 2018
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address195 15TH AVE VERO BEACH FL 329622794, VERO BEACH, FL 32962-2794

Mortgage

Document Number0030990199
DateMar 12, 2018
Book Page003099/000199
Instrument14680
Lender
NameWELLS FARGO BK/TX
TypeBank
AddressFORT MILL, SC 39715
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term480 Months
DueMar 11, 2058

Tax Assessment & Valuation

Source: Indian River County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,028.00 (+11.02%)$89,357 (-9.29%)$261,269 (-10.49%) Land $44,600 Building $216,669
2023$926.00 (+4.28%)$98,512 (+3%)$291,880 (+15.88%) Land $36,491 Building $255,389
2022$888.00$95,642$251,875 Land $36,491 Building $215,384

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Indian River County (12061C), updated May 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120610506031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 29 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies29 in force
Nearby Flood Claims24 (1983–2025)
Claims Outside the SFHA10 of 24
Most Recent ClaimOct 2025, tidal / storm surge
Claims By Storm
  • Hurricane Frances, Sep 2004 · 16 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 399 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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