19496 la Serena Dr, Estero (Fort Myers), FL 33967 Property Records

Lee County property record for 19496 la Serena Dr, Estero, FL 33967

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,863 sqft · built 2006
Lot Size	0.317 acres (13,815 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,250,000 (Oct 2023)
Tax Bill	$13,979 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Oct 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-46-25-E2-09000.2690`

Property Details

APN / Parcel Number

Primary APN	`21-46-25-E2-09000.2690`
Alternative APNs	`252146E2090002690` `21462509000002690` `10507432`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,863 sqft Living Area
Gross Area	6,132 sqft
1st Floor Area	3,143 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2007
Architectural Style	Colonial
Exterior Material	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	13,815 sqft (0.317 acres)
Garage Type	Attached
Garage Area	604 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10507432
Street Address	19496 LA SERENA DR
City	ESTERO
State	FL
Zip	33967-0527
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MPD
Legal Description	BELLE LAGO PHASE TWO DESC IN PB 82 PG 98-102 LOT 269
Legal Range	25E
Legal Township	46S
Legal Section	21
Legal Subdivision	BELLE LAGO
Legal Tract	E2
Legal Block	1
Legal Lot Number	269
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	1
Census Block	1000
Census Tract	50207

Owner

Source: Lee County records, as of August 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	19496 LA SERENA DR, ESTERO, FL 33967-0527
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 30, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage STIFEL BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2023 · Amount on Record
Deed Sale	Oct 30, 2023 · Amount on Record
Prior Sale	Jun 7, 2006 · Amount on Record
Deed Document Number	2023350281
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Recording Date	Aug 6, 2026
Property Address	19496 LA SERENA DR, ESTERO, FL 33967-0527
Document Number	0000208335
Instrument Date	Aug 1, 2026
Instrument	2026208335
Transaction Type	Mortgage
Record Updated	Aug 14, 2026
Title Company	ROCKET MORTGAGE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19496 LA SERENA DR, ESTERO, FL 33967-0527

Mortgage

Document Number	0000208335,
Date	Aug 6, 2026
Instrument	2026208335

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.43%
Initial Type	Fixed Rate
Max Rate	-1%

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	19496 LA SERENA DR, ESTERO, FL 33967-0527
Transaction Type	Mortgage
Record Updated	Nov 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23095 DUNBRIDGE RD, PERRYSBURG, OH 43551-9623

Mortgage

Document Number	0000350282
Date	Oct 30, 2023
Instrument	2023000350282

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	19496 LA SERENA DR, ESTERO, FL 33967-0527
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19496 LA SERENA DR, ESTERO, FL 33967-0527

Mortgage

Document Number	0000305483
Date	Sep 16, 2021
Instrument	2021000305483

Lender

Name	STIFEL BANK & TRUST
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Oct 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.75%
Index	Other
Margin	3
Max Rate	7.75%

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$726,100 (-32.77%) Land $135,256 Building $590,844	$726,100 (-43.28%) Land $135,256 Building $590,844
2025	$13,979.00 (+154.39%) Homeowner's exemption	$1,080,017 (+156.21%)	$1,280,206 (+32.5%) Land $154,313 Building $1,125,893
2023	$5,495.00 (-1.04%) Homeowner's exemption	$421,539 (+3%)	$966,171 (+37.68%) Land $193,121 Building $773,050
2022	$5,553.00 Homeowner's exemption	$409,261	$701,767 Land $150,714 Building $551,053

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 160 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	160 in force
Nearby Flood Claims	19 (2017–2022)
Claims Outside the SFHA	18 of 19
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Irma, Sep 2017 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEE COUNTY UTILITIES serves 282,556 people · EPA ID FL5364048
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, CenturyLink.

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