19496 Bell Ln, Saucier, MS 39574 Property Records

Harrison County property record for 19496 Bell Ln, Saucier, MS 39574

Property Summary

Property Type	Single Family Home
Details	1 ba · 6,656 sqft · built 1980
Lot Size	6.8 acres (296,208 sqft)
Owner	2 Individual Names on File
Tax Bill	$660 (2025)
Deeds & Mortgages	Nov 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0605E-01-011.000`

Property Details

APN / Parcel Number

Primary APN	`0605E-01-011.000`
Alternative APN	`076273`

Interior

Full Baths	1 Bath
Building Area	6,656 sqft Adjusted Area
1st Floor Area	3,197 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Metal
Lot Area	296,208 sqft (6.8 acres)
Garage Type	Mixed
Carport	Carport
Carport Area	1,104 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	928 sqft
Pool House	119 sqft
Patio Area	170 sqft
Utility Building	360 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	076273
Street Address	19496 BELL LN
City	SAUCIER
State	MS
Zip	39574-9588
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	6.8 AC BEG AT NE COR OF NW 1/4 OF SW 1/4 OF SW 1/4 OF SEC 2 S 634.5 FT TO N MAR OF BELL LANE WLY ALONG RD 474.4 FT TO E MAR O
Legal Range	12
Legal Township	06
Legal Section	02
Jurisdiction	HARRISON MS
Township / Civil Division	2
Census Block Group	2
Census Block	2031
Census Tract	3514

Owner

19496 Bell Ln is owned and occupied by two individuals who acquired it in April 2001.

Source: Harrison County records, as of December 15, 2025

Owner of Record	2 Individual Names on File
Mailing Address	19496 BELL LN, SAUCIER, MS 39574-9588
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2001
Deed Sale	Apr 27, 2001
Deed Document Number	0001539219
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	19496 BELL LN, SAUCIER, MS 39574-9588
Transaction Type	Mortgage
Record Updated	Nov 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20220027427TJ1
Date	Nov 3, 2022
Instrument	2022-0027427-T-J1

Lender

Name	CADENCE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 5, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 5, 2020
Change Frequency	Annually
Min Rate At Change	4.37%
Max Rate At Change	9.37%
Index	1-Year CMT
Max Rate	9.37%

Tax Assessment & Valuation

The 2025 property tax bill for 19496 Bell Ln was $660 with exemptions applied, up 0.2% from the year before.

Source: Harrison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Harrison County
Unified School District	Harrison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$660.00 (+0.15%) Homeowner's exemption Additional exemption filed	$34,130	$341,295 Land $68,965 Building $272,330
2024	$659.00 (-0.6%)
2023	$663.00 (-0.75%) Homeowner's exemption Additional exemption filed	$32,240	$322,397 Land $62,699 Building $259,698
2022	$668.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19496 Bell Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	2 (2012–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19496 Bell Ln is high, ranking above 77% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 94% of Mississippi
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVERBEND UTILITIES INC private · serves 4,834 people · EPA ID MS0240194
Water Source	Groundwater
Last State Inspection	May 2024
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
CoastConnect Fiber	2,000 / 1,000
Sparklight Cable	1,000 / 50
C Spire Wireless Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bell Ln

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