Effingham County property record for 19495 E 900th Ave, Dieterich, IL 62424
| Property Type | Rural Home |
|---|---|
| Details | 1 bd · 1,501 sqft · built 2004 |
| Lot Size | 7.92 acres (344,995 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,178 (2025) |
| Deeds & Mortgages | Jan 2026 Second Mortgage Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-14-020-056 |
| Primary APN | 02-14-020-056 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Stories | 1 Story |
| Building Area | 1,501 sqft Base Area |
| 1st Floor Area | 1,501 sqft |
| Basement Area | 1,501 sqft |
| Unfinished Basement | 1,501 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Construction Type | Frame |
| Lot Area | 344,995 sqft (7.92 acres) |
| Garage Area | 793 sqft |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 19495 E 900TH AVE |
|---|---|
| City | DIETERICH |
| State | IL |
| Zip | 62424-2329 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | E 36.02FT OF N 286.56FT & S 1059.04FT OF PT E 322.45FT NE NW 1902/334 676/189 |
| Jurisdiction | EFFINGHAM IL |
| Township / Civil Division | BISHOP |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 950500 |
19495 E 900th Ave, a rural home, is owned and occupied by two individuals.
Source: Effingham County records, as of October 5, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 19495 E 900TH AVE, DIETERICH, IL 62424-2329 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 27, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SOFI BANK NA |
| Aug 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 19495 E 900TH AVE, DIETERICH, IL 62424-2329 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 202626000312 |
|---|---|
| Date | Jan 27, 2026 |
| Instrument | 202626000312 |
| Name | SOFI BANK NA |
|---|---|
| Type | Bank |
| Address | 2750 E COTTONWOOD PKWY STE 300, COTTONWOOD HEIGHTS, UT 84121 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Feb 1, 2046 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 19495 E 900TH AVE, DIETERICH, IL 62424-2329 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|
| Document Number | 3598/275 |
|---|---|
| Date | Aug 10, 2020 |
| Book Page | 3598/275 |
| Instrument | 202020004367 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2050 |
| Rate | 2.87% |
|---|
The 2025 property tax bill for 19495 E 900th Ave was $6,178 with a homeowner's exemption.
Source: Effingham County assessment roll, as of October 5, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Bishop Township |
| Unified School District | Teutopolis Community Unit School District 50 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,178.00 | $114,590 Land $8,200 Building $106,390 | $343,770 Land $24,600 Building $319,170 |
| 2022 | $4,245.00 Homeowner's exemption | $85,520 Land $5,950 Building $79,570 | $256,560 Land $17,850 Building $238,710 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 19495 E 900th Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 19495 E 900th Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 25 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber | 1,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
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