Lake County property record for 19491 MT Highway 35, Bigfork, MT 59911
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,200 sqft · built 1982 |
| Lot Size | 0.006 acres (261 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,821 (2026) |
| Deeds & Mortgages | Jul 2026 Line of Credit Jun 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R1518036 |
| Primary APN | R1518036 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,200 sqft Living Area |
| 1st Floor Area | 1,200 sqft |
| Basement Area | 1,200 sqft |
| Finished Basement | 1,200 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 261 sqft (0.006 acres) |
| Lot Dimensions | 750 ft deep x 110 ft wide |
| Terrain | Below Road/Slope |
| View / Lot | Waterfront / Beach |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 80 sqft |
| Deck Area | 400 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Account Number | 0000015091 |
|---|---|
| Street Address | 19491 MT HIGHWAY 35 |
| City | BIGFORK |
| State | MT |
| Zip | 59911-8217 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FLATHEAD LAKE SHORE TRACTS, S08, T25 N, R19 W, LOT 003, TR 1 AMND PLAT 3B |
| Legal Range | 19W |
| Legal Township | 25N |
| Legal Section | 08 |
| Legal Subdivision | FLATHEAD LAKE SHORE TRACTS |
| Legal Tract | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | LAKE MT |
| Township / Civil Division | WOODS BAY-ROLLINS |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 200 |
19491 MT Highway 35 is owned and occupied by an individual.
Source: Lake County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 19491 MT HIGHWAY 35, BIGFORK, MT 59911-8217 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 15, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF MONTANA |
| Jun 26, 2023 | Deed of Trust, Mortgage · Commercial Mortgage ROCKY MOUNTAIN BANK |
| Sep 22, 2022 | Deed of Trust, Mortgage · Line of Credit ROCKY MOUNTAIN BANK |
| Sep 11, 2018 | Deed of Trust, Mortgage · Commercial Mortgage ROCKY MOUNTAIN BANK |
| Oct 31, 2017 | Deed of Trust, Mortgage · Conventional Mortgage ROCKY MOUNTAIN BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MT |
| Recording Date | Jul 15, 2026 |
| Property Address | 19491 MT HIGHWAY 35, BIGFORK, MT 59911-8217 |
| Document Number | 0000639779 |
| Instrument Date | Jul 7, 2026 |
| Instrument | 2026639779 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 19491 MT HIGHWAY 35, BIGFORK, MT 59911-8217 |
| Document Number | 0000639779, |
|---|---|
| Date | Jul 15, 2026 |
| Instrument | 2026639779 |
| Name | BANK OF MONTANA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Aug 10, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.52% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MT |
| Property Address | 19491 MT HIGHWAY 35, BIGFORK, MT 59911-8217 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2023 |
| Name | Verified Name |
|---|---|
| Address | 19491 MT HIGHWAY 35, BIGFORK, MT 59911-8217 |
| Document Number | 0000605465 |
|---|---|
| Date | Jun 26, 2023 |
| Instrument | 605465 |
| Name | ROCKY MOUNTAIN BANK |
|---|---|
| Type | Bank |
| Address | BIGFORK, MT 59911 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MT |
| Property Address | 19491 MT HIGHWAY 35, BIGFORK, MT 59911-8217 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2022 |
| Name | Verified Name |
|---|---|
| Address | 19491 MT HIGHWAY 35, BIGFORK, MT 59911-8217 |
| Document Number | 0000601259 |
|---|---|
| Date | Sep 22, 2022 |
| Instrument | 601259 |
| Name | ROCKY MOUNTAIN BANK |
|---|---|
| Type | Bank |
| Address | BIGFORK, MT 59911 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MT |
| Property Address | 19491 MT HIGHWAY 35, BIGFORK, MT 59911-8217 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2018 |
| Name | Verified Name |
|---|
| Document Number | 564920 |
|---|---|
| Date | Sep 11, 2018 |
| Instrument | 564920 |
| Name | ROCKY MOUNTAIN BANK |
|---|---|
| Type | Bank |
| Address | BIGFORK, MT 59911 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MT |
| Property Address | 19491 MT HIGHWAY 35, BIGFORK, MT 59911-8217 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 558907 |
|---|---|
| Date | Oct 31, 2017 |
| Instrument | 558907 |
| Name | ROCKY MOUNTAIN BANK |
|---|---|
| Type | Bank |
| Address | STEVENSVILLE, MT 59870 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2047 |
The 2026 property tax bill for 19491 MT Highway 35 was $4,821, down 4.6% from the year before.
Source: Lake County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Lake County |
| Elementary School District | Bigfork Elementary School District (PK - 08) |
| Secondary School District | Bigfork High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,821.00 (-4.59%) | $1,254,700 (-) | |
| 2025 | $5,053.00 | $1,254,700 | $1,254,700 Land $812,100 Building $442,600 |
| 2023 | $6,202.00 | $1,082,000 | $1,082,000 Land $728,700 Building $353,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 19491 MT Highway 35 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 19491 MT Highway 35 is high, ranking above 85% of the US, with a 0.6% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 85% of the US · above 79% of Montana |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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