1949 W Race Ave, Chicago, IL 60622 Property Records

Cook County property record for 1949 W Race Ave, Chicago, IL 60622

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,088 sqft · built 2022
Lot Size	0.052 acres (2,280 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Jul 2017)
Tax Bill	$21,304 (2023)
Deeds & Mortgages	Apr 2019 Construction Loan Feb 2021 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`17-07-218-005`

Property Details

APN / Parcel Number

Primary APN	`17-07-218-005`
Alternative APN	`17-07-218-005-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,088 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Multi-Family
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	2,280 sqft (0.052 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1949 W RACE AVE
City	CHICAGO
State	IL
Zip	60622-6249
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-4.5
Legal Description	LOT 5 OF JAMES W COCHRAN PART OF BL K 20 IN CANAL TRUSTEES SUB OF SEC0 7 T39N R14E 3P
Legal Range	14E
Legal Township	39N
Legal Section	07
Legal Subdivision	JAMES W COCHRAN PT BLK 20
Legal Block	K
Legal Lot Number	5
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	2
Census Block	2008
Census Tract	243100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chicago Park Boulevard System Historic District listed 2018 · 3,052 contributing resources · NRIS 12000040

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1949 W RACE AVE, CHICAGO, IL 60622-6249
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2019	Deed of Trust, Mortgage · Construction Mortgage OLD SECOND NATIONAL BANK
Feb 26, 2021	Deed of Trust, Mortgage · Line of Credit OLD SECOND NATIONAL BANK
Feb 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage OLD SECOND NATIONAL BANK
May 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED HOME LOANS INC
Apr 24, 2020	Loan Modification, Mortgage OLD SECOND NAT'L BK
Jul 12, 2017	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2017 · Amount on Record
Deed Sale	Jul 12, 2017 · Amount on Record
Deed Document Number	201710043
Prior Transfer Date	Sep 13, 2006
Prior Transfer Doc	0000008145
Record Updated	Sep 20, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1949 W RACE AVE, CHICAGO, IL 60622-6249
Transaction Type	Mortgage
Record Updated	Mar 14, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011947020
Date	Apr 29, 2019
Instrument	1911947020

Lender

Name	OLD SECOND NATIONAL BANK
Type	Bank
Address	AURORA, IL 60506

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 20, 2020

Interest

Rate	4.5%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1949 W RACE AVE, CHICAGO, IL 60622-6249
Transaction Type	Mortgage
Record Updated	Mar 14, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005728048
Date	Feb 26, 2021
Instrument	2105728048

Lender

Name	OLD SECOND NATIONAL BANK
Type	Bank
Address	AURORA, IL 60506

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	354 Months
Due	Aug 25, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1949 W RACE AVE, CHICAGO, IL 60622-6249
Transaction Type	Mortgage
Record Updated	Mar 14, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005728047
Date	Feb 26, 2021
Instrument	2105728047

Lender

Name	OLD SECOND NATIONAL BANK
Type	Bank
Address	AURORA, IL 60506

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Aug 1, 2050

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1949 W RACE AVE, CHICAGO, IL 60622-6249
Transaction Type	Mortgage
Record Updated	Mar 14, 2023
Title Company	LAKESHORE TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013121158
Date	May 11, 2021
Instrument	2113121158

Lender

Name	UNITED HOME LOANS INC
Type	Mortgage Company
Address	WESTCHESTER, IL 60154

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Jun 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.5%
Max Rate At Change	7.5%
Index	Other
Margin	3
Max Rate	7.5%

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COOK IL
Property Address	1949 W RACE AVE, CHICAGO, IL 60622-6249
Document Number	2014739001
Instrument Date	Apr 24, 2020
Transaction Type	Mortgage
Record Updated	Jun 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1949 W RACE AVE CHICAGO IL 606226249, CHICAGO, IL 60622-6249

Mortgage

Document Number	2014739001
Date	May 26, 2020
Instrument	14739001

Lender

Name	OLD SECOND NAT'L BK
Type	Bank
Address	37 S RIVER ST, AURORA, IL 60506-4173

Agreement

Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	4.5%

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COOK IL
Recording Date	Jul 12, 2017
Property Address	1949 W RACE AVE, CHICAGO, IL 60622-6249
Document Number	1719310043
Instrument Date	Jun 30, 2017
Instrument	19310043
Transaction Type	Transfer
Record Updated	Jul 31, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$325.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1910 S INDIANA AVE #727 CHICAGO IL 606164331, 727, CHICAGO, IL 60616-4331

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$116,032 (+11.58%) Land $16,986 Building $99,046	$1,160,320 (+11.58%) Land $169,860 Building $990,460
2023	$21,304.00 (+3%)
2022	$20,684.00	$103,986 Land $13,680 Building $90,306	$1,039,860 Land $136,800 Building $903,060

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Fiber	1,500 / 1,500
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Google Fiber, Zentro.

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