Orange County property record for 1949 Sunbow Ave, Apopka, FL 32703
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,691 sqft · built 2012 |
| Lot Size | 0.164 acres (7,150 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $491,000 (Jul 2023) |
| Tax Bill | $7,707 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Sep 2025 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-21-28-2522-00-020 |
| Primary APN | 20-21-28-2522-00-020 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,691 sqft Living Area |
| Gross Area | 3,668 sqft |
| 1st Floor Area | 1,973 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Concrete Block/Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,150 sqft (0.164 acres) |
| Garage Type | Attached |
| Garage Area | 399 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 387 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 1949 SUNBOW AVE |
|---|---|
| City | APOPKA |
| State | FL |
| Zip | 32703-8490 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MU-ES-GT |
| Legal Description | EMERSON PARK 68/1 LOT 2 |
| Legal Range | 28E |
| Legal Township | 21S |
| Legal Section | 20 |
| Legal Subdivision | EMERSON PARK |
| Legal Tract | 2522 |
| Legal Lot Number | 2 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | APOPKA |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 17505 |
1949 Sunbow Ave is owned and occupied by two individuals who bought it in July 2023.
Source: Orange County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1949 SUNBOW AVE, APOPKA, FL 32703-8490 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 18, 2022 | Deed of Trust, Mortgage · USDA Mortgage USDA |
| Sep 30, 2025 | Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK |
| Jul 25, 2023 | Warranty Deed, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Mar 29, 2023 | Warranty Deed, Transfer OS NATIONAL LLC |
| Sep 11, 2020 | Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 25, 2023 · Amount on File |
| Deed Sale | Jul 25, 2023 · Amount on File |
| Prior Sale | Mar 29, 2023 · Amount on File |
| Deed Document Number | 2023415788 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 1949 SUNBOW AVE, APOPKA, FL 32703-8490 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 1949 SUNBOW AVE, APOPKA, FL 32703-8490 |
| Document Number | 0000249339 |
|---|---|
| Date | Apr 18, 2022 |
| Instrument | 20220249339 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Address | SAINT LOUIS, MO 63120 |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 253 Months |
| Due | May 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 1949 SUNBOW AVE, APOPKA, FL 32703-8490 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1949 SUNBOW AVE, APOPKA, FL 32703-8490 |
| Document Number | 0000565188 |
|---|---|
| Date | Sep 30, 2025 |
| Instrument | 20250565188 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 335 Months |
| Due | Aug 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jul 25, 2023 |
| Property Address | 1949 SUNBOW AVE, APOPKA, FL 32703-8490 |
| Document Number | 0000415788 |
| Map Reference | MB 68 PG 1 |
| Instrument Date | Jul 21, 2023 |
| Instrument | 20230415788 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2023 |
| Title Company | OS NATIONAL LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,437.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 410 N SCOTTSDALE RD # RD1600, RD1600, TEMPE, AZ 85288-7094 |
| Name | Verified Name |
|---|---|
| Address | 1949 SUNBOW AVE, APOPKA, FL 32703-8490 |
| Document Number | 0000415789 |
|---|---|
| Date | Jul 25, 2023 |
| Instrument | 20230415789 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Mar 29, 2023 |
| Property Address | 1949 SUNBOW AVE, APOPKA, FL 32703-8490 |
| Document Number | 0000174822 |
| Map Reference | MB 68 PG 1 |
| Instrument Date | Mar 22, 2023 |
| Instrument | 20230174822 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2026 |
| Title Company | OS NATIONAL LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $2,778.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2724 STANWOOD DR, KISSIMMEE, FL 34743-6097 |
| Name | Verified Name |
|---|---|
| Address | 410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976 |
| Investor | Possibly a Property Investor |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 1949 SUNBOW AVE, APOPKA, FL 32703-8490 |
| Document Number | 0000634708 |
| Instrument Date | Sep 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1949 SUNBOW AVE APOPKA FL 327038490, APOPKA, FL 32703-8490 |
| Document Number | 0000634708 |
|---|---|
| Date | Dec 4, 2020 |
| Instrument | 634708 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 276 Months |
| Due | Dec 3, 2043 |
| Rate | 3.25% |
|---|
The 2025 property tax bill for 1949 Sunbow Ave was $7,707, up 8.9% from the year before.
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Apopka City |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $446,510 (-1.25%) Land $80,000 Building $366,510 | $446,510 (-1.25%) Land $80,000 Building $366,510 | |
| 2025 | $7,707.00 (+8.89%) | $452,160 Land $80,000 Building $372,160 | $452,160 Land $80,000 Building $372,160 |
| 2024 | $7,078.00 (+112.11%) | ||
| 2023 | $3,337.00 (+4.58%) Homeowner's exemption | $249,813 (+3%) | $407,737 (+21.26%) Land $80,000 Building $327,737 |
| 2022 | $3,191.00 Homeowner's exemption | $242,537 | $336,250 Land $85,000 Building $251,250 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1949 Sunbow Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 17 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1949 Sunbow Ave is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | APOPKA, CITY OF (5 WTPS) serves 71,917 people · EPA ID FL3480200 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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