1949 Shipyard Rd, Chesapeake, VA 23323 Property Records

Chesapeake City property record for 1949 Shipyard Rd, Chesapeake, VA 23323

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,198 sqft · built 1981
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$410,000 (Jul 2026)
Tax Bill	$3,231 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Aug 2026 Mortgage + 2 more
APN	`0340000000232`

Property Details

APN / Parcel Number

Primary APN	`0340000000232`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,198 sqft Living Area
1st Floor Area	1,198 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Lot Dimensions	529 ft deep x 172 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1949 SHIPYARD RD
City	CHESAPEAKE
State	VA
Zip	23323-5505
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	O-I: OFFIC
Legal Description	PAR A PROP OF C L & V L TAYLOR 2 AC
Legal Subdivision	BISHOP STREET/BISHOP DAVIS ESTATES/SHIPY
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1014
Census Tract	21304

Owner

Source: Chesapeake City records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1949 SHIPYARD RD, CHESAPEAKE, VA 23323-5505
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Bargain and Sale Deed, Transfer · VA Mortgage SOUTHERN TRUST MORTGAGE
Aug 5, 2026	Deed of Trust, Mortgage · VA Mortgage SOUTHERN TRUST MORTGAGE
May 10, 2007	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPAN
Feb 18, 2026	Bargain and Sale Deed, Transfer FINCH FREEDOM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2026 · Amount on Record
Deed Sale	Jul 6, 2026 · Amount on Record
Prior Sale	Feb 18, 2026 · Amount on Record
Deed Document Number	202617325
Deed Book / Page	10998 / 491
Record Updated	Oct 29, 2026

July 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jul 6, 2026
Property Address	1949 SHIPYARD RD, CHESAPEAKE, VA 23323-5505
Document Number	0000017325
Book / Page	10998 / 491
Instrument Date	Jul 2, 2026
Instrument	202617325
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	FORTIS TITLE LLC, FORTIS TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$41,410.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1949 SHIPYARD RD, CHESAPEAKE, VA 23323-5505

Mortgage

Document Number	0000017326,
Date	Jul 6, 2026
Instrument	202617326

Lender

Name	SOUTHERN TRUST MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Aug 5, 2026
Property Address	1949 SHIPYARD RD, CHESAPEAKE, VA 23323-5505
Document Number	0000020387
Book / Page	11009 / 1664
Instrument Date	Jul 2, 2026
Instrument	202620387
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020387,
Date	Aug 5, 2026
Book Page	11009/1664
Instrument	202620387

Lender

Name	SOUTHERN TRUST MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.48%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1949 SHIPYARD RD, CHESAPEAKE, VA 23323-5505
Transaction Type	Mortgage
Record Updated	Apr 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007072/672
Date	May 10, 2007
Book Page	7072/672

Lender

Name	CARDINAL FINANCIAL COMPAN

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2037

Interest

Rate Type	Fixed Rate

February 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Feb 18, 2026
Property Address	1949 SHIPYARD RD, CHESAPEAKE, VA 23323-5505
Document Number	10945/1381
Book / Page	10945 / 1381
Instrument Date	Feb 13, 2026
Instrument	260003876
Transaction Type	Transfer
Record Updated	Apr 27, 2026
Title Company	SOLARIS TITLE AND ESCROW LLC, FORTIS TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$320.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 19TH ST STE 201, 201, VIRGINIA BEACH, VA 23451-4179
Investor	Possibly a Property Investor

Mortgage

Document Number	0260003877
Date	Feb 18, 2026
Instrument	260003877

Lender

Name	FINCH FREEDOM LLC
Type	Non-Lending Institution

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$351,000 (+9.72%) Land $210,000 Building $141,000	$351,000 (+9.72%) Land $210,000 Building $141,000
2025	$3,231.00 (+6.39%)	$319,900 (+20.31%) Land $185,000 Building $134,900	$319,900 (+20.31%) Land $185,000 Building $134,900
2024	$3,037.00 (+61.54%)
2023		$265,900 (+9.6%) Land $135,000 Building $130,900	$265,900 (+9.6%) Land $135,000 Building $130,900
2022		$242,600 Land $125,000 Building $117,600	$242,600 Land $125,000 Building $117,600
2019	$1,880.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 401 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	401 in force
Nearby Flood Claims	19 (1998–2024)
Claims Outside the SFHA	1 of 19
Most Recent Claim	Nov 2024 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 5 claims Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 5 claims Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Shipyard Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures