York County property record for 1949 Ridge Rd, Clover, SC 29710
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,250 sqft · built 1995 |
| Lot Size | 0.92 acres (40,070 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $269,000 (Oct 2024) |
| Tax Bill | $1,095 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Oct 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 477-00-00-028 |
| Primary APN | 477-00-00-028 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,250 sqft Living Area |
| Gross Area | 1,538 sqft |
| 1st Floor Area | 1,250 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 40,070 sqft (0.92 acres) |
| Porch | Slab |
| Porch Area | 288 sqft |
| Street Address | 1949 RIDGE RD |
|---|---|
| City | CLOVER |
| State | SC |
| Zip | 29710-6618 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RUD |
| Legal Description | LOT 6 CROSS RIDGE ACRES |
| Legal Subdivision | CROSS RIDGE ACRES |
| Legal Lot Number | 6 |
| Jurisdiction | YORK SC |
| Township / Civil Division | CLOVER |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 61705 |
Source: York County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1949 RIDGE RD, CLOVER, SC 29710-6618 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 17, 2022 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Oct 17, 2024 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Aug 18, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 17, 2024 · Amount on Record |
| Deed Sale | Oct 17, 2024 · Amount on Record |
| Prior Sale | Nov 21, 2016 · Amount on Record |
| Deed Document Number | 202433222 |
| Deed Book / Page | 21566 / 366 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK SC |
| Property Address | 1949 RIDGE RD, CLOVER, SC 29710-6618 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2005300111 |
|---|---|
| Date | Mar 17, 2022 |
| Book Page | 20053/111 |
| Instrument | 2022012788 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YORK SC |
| Recording Date | Oct 17, 2024 |
| Property Address | 1949 RIDGE RD, CLOVER, SC 29710-6618 |
| Document Number | 2156600366 |
| Book / Page | 21566 / 366 |
| Map Reference | MB A-30 PG 7 |
| Instrument Date | Sep 20, 2024 |
| Instrument | 2024033222 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $699.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1036 TINKHAM RD, WILBRAHAM, MA 01095-2537 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1949 RIDGE RD, CLOVER, SC 29710-6618 |
| Investor | Possibly a Property Investor |
| Document Number | 2024033223 |
|---|---|
| Date | Oct 17, 2024 |
| Instrument | 2024033223 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK SC |
| Property Address | 1949 RIDGE RD, CLOVER, SC 29710-6618 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | INSPIRED TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 1850700001 |
|---|---|
| Date | Aug 18, 2020 |
| Book Page | 18507/1 |
| Instrument | 2020037614 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 317 Months |
| Due | Jan 1, 2047 |
Source: York County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | York County |
| Unified School District | York School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,095.00 (+202.49%) | $10,392 (+123.63%) Land $1,800 Building $8,592 | $259,800 (+123.61%) Land $45,000 Building $214,800 |
| 2023 | $362.00 Additional exemption filed | $4,647 Land $1,520 Building $3,127 | $116,185 Land $38,000 Building $78,185 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2022 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 78% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CLOVER serves 8,400 people · EPA ID SC4610006 |
|---|---|
| Water Source | Purchased surface water from TWO RIVERS UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comporium Cable | 2,000 / 200 |
| T-Mobile Fixed Wireless | 100 / 20 |
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