1949 Otis Dr, Alameda, CA 94501 Property Records

Alameda County property record for 1949 Otis Dr, Alameda, CA 94501

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,378 sqft · built 1963
Lot Size	0.123 acres (5,355 sqft)
Owner	2 Individual Names on File
Last Sale	$1,330,000 (Jul 2019)
Tax Bill	$20,270 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`74-1235-35`

Property Details

APN / Parcel Number

Primary APN	`74-1235-35`
Alternative APN	`074-1235-035-00`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,378 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1971
Architectural Style	L-Shape
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	5,355 sqft (0.123 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1949 OTIS DR
City	ALAMEDA
State	CA
Zip	94501-5630
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00087 BLK: 0003 TR: 1866
Legal Tract	1866
Legal Block	3
Legal Lot Number	87
Jurisdiction	ALAMEDA CA
Township / Civil Division	ALAMEDA
Census Block Group	2
Census Block	2007
Census Tract	428500

Owner

1949 Otis Dr is owned and occupied by two individuals who bought it in July 2019.

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1949 OTIS DR, ALAMEDA, CA 94501-5630
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK
Jul 18, 2019	Grant Deed, Transfer · ARM UMPQUA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2019 · Amount on File
Deed Sale	Jul 18, 2019 · Amount on File
Prior Sale	May 22, 1996 · Amount on File
Deed Document Number	2019137013
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	1949 OTIS DR, ALAMEDA, CA 94501-5630
Transaction Type	Mortgage
Record Updated	Mar 10, 2021
Title Company	STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1949 OTIS DR, ALAMEDA, CA 94501-5630

Mortgage

Document Number	0000370012
Date	Dec 30, 2020
Instrument	2020370012

Lender

Name	UMPQUA BANK
Type	Bank
Address	PORTLAND, OR 97224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jul 18, 2019
Property Address	1949 OTIS DR, ALAMEDA, CA 94501-5630
Document Number	0000137013
Map Reference	MB 38 PG 50
Instrument Date	Jul 12, 2019
Instrument	2019137013
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1949 OTIS DR, ALAMEDA, CA 94501-5630

Mortgage

Document Number	0000137014
Date	Jul 18, 2019
Instrument	2019137014

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Aug 1, 2026
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.25%
Index	1-Year LIBOR
Max Rate	8.25%

Tax Assessment & Valuation

The 2025 property tax bill for 1949 Otis Dr was $20,270 with a homeowner's exemption.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Alameda City
Unified School District	Alameda City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,476,615 (+1.52%) Land $593,446 Building $890,169
2025	$20,270.00 Homeowner's exemption	$1,454,527 Land $581,811 Building $872,716
2023	$19,046.00 Homeowner's exemption	$1,398,055 Land $559,222 Building $838,833	$1,456,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1949 Otis Dr in Zone X, an area of moderate flood risk, though there have been 2 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2001–2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1949 Otis Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 736 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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