1949 Highland Dr, Decorah, IA 52101 Property Records

Winneshiek County property record for 1949 Highland Dr, Decorah, IA 52101

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,602 sqft · built 1965
Lot Size	3.88 acres (169,013 sqft)
Owner	2 Trust Names on File
Tax Bill	$7,292 (2026)
Deeds & Mortgages	Apr 2017 Line of Credit May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`111010000700`

Property Details

APN / Parcel Number

Primary APN	`111010000700`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	3 Half Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,602 sqft Living Area
1st Floor Area	942 sqft
Basement Area	2,189 sqft
Finished Basement	936 sqft
Unfinished Basement	1,253 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	169,013 sqft (3.88 acres)
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	272 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1949 HIGHLAND DR
City	DECORAH
State	IA
Zip	52101-9676
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT A SW NW
Legal Range	08W
Legal Township	98N
Legal Section	10
Legal Lot Number	A
Jurisdiction	WINNESHIEK IA
Township / Civil Division	DECORAH
Census Block Group	3
Census Block	3006
Census Tract	950200

Owner

1949 Highland Dr is owner-occupied and held in a trust since May 2022.

Source: Winneshiek County records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1949 HIGHLAND DR, DECORAH, IA 52101-9676
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2017	Deed of Trust, Mortgage · Line of Credit DECORAH BANK & TRUST CO
May 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage DECORAH BANK & TRUST CO
May 16, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 11, 2022
Transfer Doc	02022/1518
Record Updated	Oct 29, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	1949 HIGHLAND DR, DECORAH, IA 52101-9676
Transaction Type	Mortgage
Record Updated	Jul 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02017/1118
Date	Apr 24, 2017
Book Page	2017/1118
Instrument	2017 1118

Lender

Name	DECORAH BANK & TRUST CO
Type	Bank
Address	DECORAH, IA 52101

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Apr 18, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	1949 HIGHLAND DR, DECORAH, IA 52101-9676
Transaction Type	Mortgage
Record Updated	Jul 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02020/1535
Date	May 12, 2020
Book Page	2020/1535
Instrument	2020 1535

Lender

Name	DECORAH BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2035

Interest

Rate Type	Fixed Rate

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNESHIEK IA
Recording Date	May 16, 2022
Property Address	1949 HIGHLAND DR, DECORAH, IA 52101-9676
Document Number	02022/1518
Book / Page	2022 / 1518
Instrument Date	May 11, 2022
Instrument	2022 1518
Transaction Type	Transfer
Record Updated	Jul 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1949 HIGHLAND DR, DECORAH, IA 52101-9676

Tax Assessment & Valuation

The 2026 property tax bill for 1949 Highland Dr was $7,292 with a homeowner's exemption.

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Winneshiek County
Unified School District	Decorah Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,292.00	$647,830 (-) Land $82,370 Building $565,460	$647,830 (-) Land $82,370 Building $565,460
2025	$7,292.00 (+5.13%) Homeowner's exemption	$647,830 Land $82,370 Building $565,460	$647,830 Land $82,370 Building $565,460
2024	$6,936.00
2023		$573,280 (+14.58%) Land $82,370 Building $490,910	$573,280 Land $82,370 Building $490,910
2022	$6,528.00 Homeowner's exemption	$500,310 Land $68,640 Building $431,670
2021			$500,310 Land $68,640 Building $431,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1949 Highland Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1949 Highland Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECORAH WATER DEPARTMENT serves 7,615 people · EPA ID IA9630012
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	9 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000
Nextlink Fixed Wireless	500 / 100

May also be available: GigFire.

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