Lincoln County property record for 1949 Falls Ln, Vale, NC 28168
| Property Type | Manufactured or Modular Home |
|---|---|
| Details | 3 bd · 2 ba · 1,080 sqft · built 1993 |
| Lot Size | 9.96 acres (433,901 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $250,000 (May 2022) |
| Tax Bill | $1,078 (2026) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Feb 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2695-12-9646 |
| Primary APN | 2695-12-9646 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,080 sqft Living Area |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Modular |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 433,901 sqft (9.96 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 400 sqft |
| Storage Building | 168 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 290973 |
|---|---|
| Street Address | 1949 FALLS LN |
| City | VALE |
| State | NC |
| Zip | 28168-6734 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Manufactured or Modular Home |
| Local Zoning Code | R-T |
| Legal Description | #11 MCCURRY SUB P/2 |
| Legal Subdivision | MCCURRY |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | HOWARDS CREEK |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 70600 |
Source: Lincoln County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1949 FALLS LN, VALE, NC 28168-6734 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 18, 2022 | Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Feb 5, 2019 | Warranty Deed, Transfer · Conventional with PMI STATE EMPS CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 18, 2022 · Amount on Record |
| Deed Sale | May 18, 2022 · Amount on Record |
| Prior Sale | Feb 5, 2019 · Amount on Record |
| Deed Document Number | 2022652427 |
| Deed Book / Page | 3166 / 77 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | May 18, 2022 |
| Property Address | 1949 FALLS LN, VALE, NC 28168-6734 |
| Document Number | 0000316677 |
| Book / Page | 3166 / 77 |
| Map Reference | MB F PG 465 |
| Instrument Date | May 18, 2022 |
| Instrument | 652427 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2022 |
| Title Company | INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $500.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5695 MOUNTAIN TERRACE DR, 5695, HICKORY, NC 28602-5562 |
| Name | Verified Name |
|---|---|
| Address | 1949 FALLS LN, VALE, NC 28168-6734 |
| Document Number | 0000652428 |
|---|---|
| Date | May 18, 2022 |
| Instrument | 652428 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Feb 5, 2019 |
| Property Address | 1949 FALLS LN, VALE, NC 28168-6734 |
| Document Number | 2795993 |
| Book / Page | 002795 / 000993 |
| Instrument Date | Feb 5, 2019 |
| Instrument | 588470 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $300.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1949 FALLS LN VALE NC 281686734, VALE, NC 28168-6734 |
| Document Number | 2795995 |
|---|---|
| Date | Feb 5, 2019 |
| Book Page | 002795/000995 |
| Instrument | 588471 |
| Name | STATE EMPS CU |
|---|---|
| Address | RALEIGH, NC 27611-5279 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 4, 2034 |
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,078.00 (+1.89%) | $150,354 (-) Land $62,941 Building $87,413 | $150,354 (-) Land $62,941 Building $87,413 |
| 2023 | $1,058.00 | $150,354 Land $62,941 Building $87,413 | $150,354 Land $62,941 Building $87,413 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2013) |
| Most Recent Claim | Jul 2013 · Severe Storms, Flooding, Landslides, Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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