1949 Elm Ave, Cincinnati, OH 45212 Property Records

Hamilton County property record for 1949 Elm Ave, Cincinnati, OH 45212

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,783 sqft · built 1905
Lot Size	0.089 acres (3,877 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (Aug 2021)
Tax Bill	$3,254 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`651-0047-0013-00`

Property Details

APN / Parcel Number

Primary APN	`651-0047-0013-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,783 sqft Living Area
1st Floor Area	836 sqft
2nd Floor Area	640 sqft
Attic	Attic
Attic Area	307 sqft
Basement Area	836 sqft

Exterior

Year Built	Built 1905
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	3,877 sqft (0.089 acres)
Lot Dimensions	130 ft deep x 30 ft wide
Porch	Porch
Porch Area	173 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1949 ELM AVE
City	CINCINNATI
State	OH
Zip	45212-2535
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1949 ELM AVE 30 X 130 LOT1349 BOFINGER & HOPKINS 2ND SUB
Legal Subdivision	BOFINGER & HOPKINS 2ND SUB
Legal Lot Number	1349
Jurisdiction	HAMILTON OH
Township / Civil Division	NORWOOD
Census Block Group	4
Census Block	4000
Census Tract	25500

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1949 ELM AVE, CINCINNATI, OH 45212-2535
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 6, 2017	Warranty Deed, Transfer · FHA Mortgage BANK OF ENGLAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2021 · Amount on Record
Deed Sale	Aug 16, 2021 · Amount on Record
Prior Sale	Jul 6, 2017
Deed Document Number	0000099208
Deed Book / Page	14481 / 5189
Record Updated	Jun 8, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 16, 2021
Property Address	1949 ELM AVE, CINCINNATI, OH 45212-2535
Document Number	0000099208
Book / Page	14481 / 5189
Map Reference	MB 7 PG 55
Instrument Date	Aug 6, 2021
Instrument	2021-0099208
Transaction Type	Transfer
Record Updated	Sep 23, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1949 ELM AVE, CINCINNATI, OH 45212-2535

Mortgage

Document Number	0000099209
Date	Aug 16, 2021
Instrument	2021-0099209

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 6, 2017
Property Address	1949 ELM AVE, CINCINNATI, OH 45212-2535
Document Number	0000000585
Map Reference	MB 7 PG 55
Instrument Date	Jun 23, 2017
Instrument	17-0060585
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	PRODIGY TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$356.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship

Mortgage

Document Number	0000000586
Date	Jul 6, 2017
Instrument	17-0060586

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

Mortgage

Document Number	0000060587
Date	Jul 6, 2017
Instrument	17-0060587

Lender

Name	OHIO HOUSING FINANCE AGENCY
Type	Government Agency

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Norwood City
Unified School District	Norwood City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,254.00 (+2.97%)	$63,000 (-) Land $7,588 Building $55,412
2024	$3,160.00 (-2.65%)	$63,000 (-) Land $7,588 Building $55,412
2023	$3,246.00 (+27.54%)	$63,000 (+51.9%) Land $7,588 Building $55,412	$180,000 (+51.9%) Land $21,680 Building $158,320
2022	$2,545.00 Homeowner's exemption	$41,475 Land $5,096 Building $36,379
2020			$118,500 Land $14,560 Building $103,940

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORWOOD CITY PWS serves 19,870 people · EPA ID OH3101703
Water Source	Purchased surface water from CINCINNATI PUBLIC WATER SYSTEM
Last State Inspection	Jun 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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