1949 Clover Way, Escondido, CA 92026 Property Records

San Diego County property record for 1949 Clover Way, Escondido, CA 92026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,411 sqft · built 1964
Lot Size	0.103 acres (4,500 sqft)
Owner	Individual Name on Record
Last Sale	$770,500 (Jun 2026)
Tax Bill	$7,389 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Nov 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`224-482-15-00`

Property Details

APN / Parcel Number

Primary APN	`224-482-15-00`
Alternative APN	`2244801500`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,411 sqft Living Area

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Lot Area	4,500 sqft (0.103 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	2244801500
Street Address	1949 CLOVER WAY
City	ESCONDIDO
State	CA
Zip	92026-1007
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-7
Legal Description	LOT 126 TR 005433
Legal Subdivision	GOLDEN CIRCLE
Legal Tract	005433
Legal Block	3
Legal Lot Number	126
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3011
Census Tract	20304

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1949 CLOVER WAY, ESCONDIDO, CA 92026-1007
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Nov 22, 2023	Intrafamily Transfer, Transfer
Nov 28, 2022	Grant Deed, Transfer · Conventional Mortgage SAN DIEGO FUNDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2026 · Amount on Record
Deed Sale	Jun 30, 2026 · Amount on Record
Prior Sale	Nov 28, 2022 · Amount on Record
Deed Document Number	2026187445
Prior Transfer Date	Nov 22, 2023
Prior Transfer Doc	0000325654
Record Updated	Oct 29, 2026

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 30, 2026
Property Address	1949 CLOVER WAY, ESCONDIDO, CA 92026-1007
Document Number	0000187445
Instrument Date	Jun 24, 2026
Instrument	2026187445
Transaction Type	Transfer
Record Updated	Jul 8, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$85,602.55
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1949 CLOVER WAY, ESCONDIDO, CA 92026-1007

Mortgage

Document Number	0000187446,
Date	Jun 30, 2026
Instrument	2026187446

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0000187447,
Date	Jun 30, 2026
Instrument	2026187447

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	30 Months
Due	Aug 23, 2056

Interest

Rate	6.36%
Max Rate	-1%

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 22, 2023
Property Address	1949 CLOVER WAY, ESCONDIDO, CA 92026-1007
Document Number	0000325654
Map Reference	MAP 5433
Instrument Date	Nov 22, 2023
Instrument	2023-0325654
Transaction Type	Transfer
Record Updated	Dec 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1949 CLOVER WAY, ESCONDIDO, CA 92026-1007

November 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 28, 2022
Property Address	1949 CLOVER WAY, ESCONDIDO, CA 92026-1007
Document Number	0000450142
Map Reference	MAP 5433
Instrument Date	Nov 2, 2022
Instrument	2022-0450142
Transaction Type	Transfer
Record Updated	Dec 5, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1949 CLOVER WAY, ESCONDIDO, CA 92026-1007

Mortgage

Document Number	0000450143
Date	Nov 28, 2022
Instrument	2022-0450143

Lender

Name	SAN DIEGO FUNDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Escondido City
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$647,334 (+2%) Land $340,703 Building $306,631
2025	$7,389.00 (+5.51%)	$634,642 (+4.04%) Land $334,023 Building $300,619
2024	$7,003.00 (+1.77%)
2023	$6,881.00 (+33.12%)	$610,000 Land $321,053 Building $288,947
2022	$5,169.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLECITOS WD serves 114,700 people · EPA ID CA3710002
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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